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Sold·Closed May 22, 2026·56 days on market
1690 Freedom Drive
Middleburg, FL 32068
About this home
Middleburg
Welcome to this thoughtfully maintained 3-bedroom, 2-bath residence offering privacy, functionality, and inviting indoor-outdoor living. Designed with a comfortable and flowing layout, the home features a spacious main living area filled with natural light and seamless connectivity to the dining space. The kitchen offers ample cabinetry and workspace, positioned to overlook the yard for an open and connected feel. The primary suite provides a private retreat with its own bath, featuring a large shower and generous closet space. Additional bedrooms offer flexibility for a variety of uses. A standout feature of this property is the fully fenced front yard with gated entry, creating a defined and welcoming approach while offering added privacy. The outdoor space provides room to relax, entertain, or personalize. There is also ample space to accommodate recreational vehicles, boats, or additional equipment. Conveniently located near shopping, dining, schools, and major roadways.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,608 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 8 mi · 24.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 5 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 2 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 9 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,245/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $204/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2001 Liberty Way, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | May 2026 | $277,500 | $193 | 3/2 | 1,440 | 33 | 0.2 |
| 1761 Treeland Avenue, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Mar 2026 | $264,000 | $183 | 3/2 | 1,440 | 39 | 0.5 |
| 147 Melanie Lane, Middleburg, FL 32068Listed by DISCOVER REALTY INC | Mar 2026 | $229,900 | $171 | 3/2 | 1,344 | 76 | 0.6 |
| 1951 Friendly Place, Middleburg, FL 32068Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2025 | $220,000 | $183 | 3/2 | 1,200 | 53 | 0.6 |
| 2012 Teal Lane, Middleburg, FL 32068Listed by AT HOME REALTY SERVICES, LLC. | Sep 2026 | $200,000 | $199 | 2/1 | 1,006 | 158 | 0.7 |
| 2183 Maluke Lane, Middleburg, FL 32068Listed by EXP REALTY LLC | Jul 2026 | $155,000 | $108 | 3/2 | 1,440 | 67 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Sold by: FERNANDINA BEACH REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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