$200,000Sold2 bd · 1 ba · 1,006 sq ft
Sold·Closed Sep 24, 2026·158 days on market
2012 Teal Lane
Middleburg, FL 32068
About this home
Middleburg
Discover this charming single family home, nestled amid 2.16 acres of cleared land. Offering privacy and tranquility, the property provides substantial space for outdoor recreation, gardening, or future expansion. The residence was built in 1972 and while the previous owners have made numerous updates along the way, (some of which are updated kitchen cabinets, a new metal roof in 2018, new windows in 2015) with a modest investment in maintenance and personal updates, the home can be elevated to meet your highest standards of comfort and style. The property includes various outbuildings, supporting hobbies, storage, or future projects, and serves as an excellent canvas for both leisure and productivity. Contact us to arrange a viewing and explore the full range of possibilities.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,706 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 9 mi · 24.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 6 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 3 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 10 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $183,211 | $20,000 | — |
| 2024 | $158,587 | $20,000 | — |
| 2023 | $149,229 | $20,000 | — |
| 2022 | $128,536 | $25,000 | — |
| 2021 | $102,256 | $25,000 | — |
| 2020 | $102,637 | $25,000 | — |
2025 property taxes (current owner): $789/yr
Estimated taxes if purchased at asking price: ~$3,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 28, 2026Closed$230,000
- Sep 28, 2026Active$230,000
- Aug 13, 2026Active Under Contract$230,000
- Jul 19, 2026Price change$230,000−$22,000
- Feb 10, 2026Listed$252,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2005 Windsor Hill Court, Middleburg, FL 32068Listed by JPAR CITY AND BEACH | Jun 2025 | $194,000 | $210 | 3/2 | 924 | 72 | 0.6 |
| 1690 Freedom Drive, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | May 2026 | $225,000 | $195 | 3/2 | 1,152 | 56 | 0.7 |
| 2024 Catherine Lane, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Jul 2026 | $76,000 | $74 | 3/2 | 1,032 | 3 | 0.8 |
| 86 Melanie Lane, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jun 2026 | $120,000 | $130 | 3/2 | 924 | 207 | 1.1 |
| 5175 Carter Spencer Road, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | May 2026 | $235,000 | $204 | 3/2 | 1,152 | 88 | 1.1 |
| 1951 Friendly Place, Middleburg, FL 32068Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2025 | $220,000 | $183 | 3/2 | 1,200 | 53 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AT HOME REALTY SERVICES, LLC.
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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