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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·45 days on market

4808 Post Street

Jacksonville, FL 32205

$234,900$176/sqftEst. $1,301/moMLS# 2132123
↓ $25,100 below original list
3
Beds
1
Baths
1,331
Sq Ft
1941
Built
1
Garage
No
Pool
FEMA Zone XNo HOA5,663 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Move-in ready home that has been owned by one family possibly since1941. The house has been kept up. Not upgraded except for enclosed porch, a cozy air conditioned sitting room at the front of the home. This room is carpeted. The other flooring in the home is a beautiful hardwood. This flooring runs through the home, except bathroom and kitchen. There is a full dining room next to kitchen and a family room with fireplace beyond that. The fireplace is electric. The 3 bedrooms and bath are down a hallway. Nearly everything is original including real wood kitchen cabinets and glass door handles. Out back is a 20x20 garage, a shed, and next to the shed is a concrete pad that was used for barbecue. This area is screened. This home offers a clean slate for upgrades but if you don't need upgrades or you wish to wait you can live here while you save or wait.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,301
Property taxesest. at asking price, Duval County$384
Estimated total, before insurance$1,685/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,772/yr · $231/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$234,900
$46,980
Loan Term
Monthly Payment
$1,301
Principal & Interest: $1,301
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,841
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$188,481$134,604—
2024$189,000$122,377▲ $17,780
2023$176,444$111,019▲ $12,259
2022$159,380$100,634▲ $12,930
2021$128,908$91,135▲ $4,650
2020$121,716$85,925▲ $5,157

2025 property taxes (current owner): $2,772/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 23, 2026Price change$234,900−$10,100
  • Aug 26, 2026Active$245,000
  • Aug 24, 2026Pending$245,000
  • Jul 8, 2026Price change$245,000−$15,000
  • Jun 6, 2026Listed$260,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $176/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4759 Post Street, Jacksonville, FL 32205Listed by MOMENTUM REALTYOct 2026$259,900$2482/11,050570
4748 French Street, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTS PVSep 2026$208,000$1703/11,2251910.1
4573 Attleboro Street, Jacksonville, FL 32205Listed by JWB REALTY LLCOct 2026$342,904$2433/21,409180.3
4612 College Street, Jacksonville, FL 32205Listed by RE/MAX UNLIMITEDSep 2026$280,000$2562/11,092990.4
4510 Sappho Avenue, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$275,000$2683/11,02570.5
509 Murray Drive, Jacksonville, FL 32205Listed by DJ & LINDSEY REAL ESTATEOct 2026$250,000$2132/21,17330.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$234,900
Price / Sq Ft$176
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,331
Total Structure Area1,747 sq ft
Acres0.13 acres
Year Built1941
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionFixer
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryRuth N. Upson
MiddleLake Shore
HighRiverside

Community Information

Address4808 Post Street, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionMurray Hill Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size5,662.8 sq ft
Lot Dimensions50 front by 115 depth
Parcel Number0626220000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesBreakfast Nook, Primary Bathroom - Tub with Shower
AppliancesElectric Oven, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Glass Enclosed
RoofShingle
ConstructionAluminum Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 26, 2026
Days on Market109
Tax Amount$2,772.02
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY MASTERS, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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