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Pending

Pending·163 days on market

869 Pintail Trace

Orange Park, FL 32065

$445,991$234/sqftEst. $2,300/moMLS# 2132075

Beds

Baths

1,908

Sq Ft

2026

Built

Garage

Pool

About this home

Orange Park

Welcoming Double Door Entry into the Edison. 5 Bedrooms and 9'ft Ceilings Throughout. Open and inviting Great Room-Dining-Kitchen that offers a chef's kitchen with a roomy solid surface island for gathering around. Loads of storage is available in the walk-in pantry. An amazing owner's suite is located away from the two additional bedrooms with a private on suite bath that offers a soaking tub and step in shower, double sink and separate water closet. Oversized walk-in closet completes your private owner's suite oasis. A corner covered Lanai overlooks your fully landscaped backyard. Photos are representative of a Edison Floorplan**

Cost to own

Mortgage calculator

Home Price

$445,991

Down Payment: 20%

$89,198

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,300

Principal & Interest: $2,300

Property taxes (est.): $684

Insurance (est.): $297

Estimated Total Monthly

$3,281

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,300

Property taxesest. at asking price, Clay County$683

HOAbilled annually$66

Estimated total, before insurance$3,050/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,185/yr · $182/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$65,000	$65,000	—
2024	$65,000	$65,000	—

2024 property taxes (current owner): $2,185/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$445,991

Price / Sq Ft$234

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,908

Total Structure Area2,400 sq ft

Acres0.18 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNorth

School Information

ElementaryArgyle

MiddleOrange Park

HighOrange Park

Community Information

Address869 Pintail Trace, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionWilford Preserve

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size7,840.8 sq ft

Lot Dimensions60x120

Parcel Number10-04-25-007881-007-23

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Playground, Trash

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Available, Water Connected, Other

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Doors, HVAC, Windows

ParkingAttached, Garage, Garage Door Opener