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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·227 days on market

1332 Live Oak Drive

Jacksonville, FL 32246

$199,900$95/sqftEst. $1,094/moMLS# 2131343
3
Beds
2
Baths
2,103
Sq Ft
1950
Built
—
Garage
No
Pool
No HOA14,810 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Prime Investment Opportunity - 1332 Live Oak Drive, Jacksonville, FL Exceptional development opportunity at 1332 Live Oak Drive in Jacksonville. This ±0.33-acre parcel is ideally positioned adjacent to Coggin Ford Jacksonville, just off high-traffic Atlantic Boulevard. The value is in the land. Existing structures are not included in the valuation, making this a prime candidate for redevelopment. Potential uses include: Commercial rezoning (buyer to verify with the city) Retail, office, or service-related development Residential investment or new construction Strategically located in a rapidly developing corridor with strong visibility and accessibility, this is a rare chance to secure land in a high-demand area. Opportunities like this are becoming increasingly scarce--don't miss your chance to capitalize on this growth location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,094
Property taxesest. at asking price, Duval County$326
Estimated total, before insurance$1,421/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,210/yr · $268/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,900
$39,980
Loan Term
Monthly Payment
$1,094
Principal & Interest: $1,094
Property taxes (est.): $326
Insurance (est.): $133
Estimated Total Monthly
$1,554
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle, Other — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,426 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:23 AM, sunset 7:05 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$159,295$159,295—
2024$151,954$151,954▲ $5,629
2023$156,471$143,687—
2022$130,625$130,625▼ $9,870
2021$123,768$121,176—
2020$121,468$110,160—

2025 property taxes (current owner): $3,210/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$199,900
Price / Sq Ft$95
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,103
Acres0.34 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusPending
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address1332 Live Oak Drive, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSouthside Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size14,810.4 sq ft
Lot Dimensions100 X150
Parcel Number1241360000
ZoningRezone Possible

Amenities

UtilitiesElectricity Connected
SewerUnknown
Water SourceNone
ParkingOff Street

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories1
LevelsOne

Exterior

RoofMetal, Shingle, Other
Road FrontageCity Street

Additional Information

Date ListedFebruary 21, 2026
Days on Market70
Tax Amount$3,210.09
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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