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Active

Active·2 days on market

4620 Burdock Court

Middleburg, FL 32068

$449,900$249/sqftEst. $2,395/moMLS# 2154012

Beds

Baths

1,809

Sq Ft

2026

Built

Garage

Pool

About this home

Middleburg

LOCATED IN THE HIGHLY DESIRABLE BLACK CREEK PARK, THIS WONDERFUL NEW CONSTRUCTION CUSTOM BUILT HOME IS SITUATED ON A BEAUTIFUL 1.14 ACRE LOT, WITH 4 BEDROOMS AND 2 BATHROOMS, GORGEOUS KITCHEN WITH 42'' SHAKER STYLE CABINETS, FULL STAINLESS STEEL APPLIANCE PACKAGE (FRIDGE WITH ICE & WATER, OTR MICROWAVE, DISHWASHER, & SMOOTH TOP RANGE) BEAUTIFUL QUARTZ COUNTERTOPS THROUGHOUT, KITCHEN OVERLOOKS LARGE FAMILY ROOM, GORGEOUS BATHROOMS, HIGHBOY VANITIES, WALK IN CLOSETS, ARCHITECTURAL ROOF, IRRIGATION SYSTEM, LARGE FRONT AND REAR PORCH, HARDI SIDING EXTERIOR, LUXURY VINYL PLANK FLOORING THROUGHOUT, VERY ENERGY EFFICIENT. NEW WELL AND SEPTIC SYSTEM, GREAT LOCATION ON 1.14 ACRE HIGH AND DRY LOT, NO FLOOD ZONE, DEAD END STREET WITH NO THRU TRAFFIC, THE NEIGHBORHOOD IS AMAZING AND ONLY MINUTES TO EVERYTHING. THERE'S NOTHING LIKE A BRAND NEW HOME

Cost to own

Mortgage calculator

Home Price

$449,900

Down Payment: 20%

$89,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,395

Principal & Interest: $2,395

Est. Taxes & Insurance: $599

Estimated Total Monthly

$2,993

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,395

Property taxesest. at asking price, Clay County$693

Estimated total, before insurance$3,087/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,715 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History