This home is in Jacksonville.
Sold·Closed Jul 29, 2026·130 days on market·Recent sales in Jacksonville
1643 W 34th Street
Jacksonville, FL 32209
About this home
Jacksonville
This property is part of a portfolio and may be sold individually or as part of a package. Step into this charming 1939 Royal Terrace home where classic character meets modern updates! This 2-bedroom, 1-bath residence offers 895 sq ft of comfortable living space, perfect for first-time buyers, downsizers, or savvy investors. Fresh new paint and flooring create a bright, clean feel throughout, while the 2019 roof adds peace of mind for years to come. Vacant and move-in ready, this home is a blank canvas waiting for your personal touch. Enjoy the convenience of a well-established neighborhood with easy access to shopping, dining, and major roadways. Whether you're looking for a cozy primary residence or a low-maintenance investment, this Royal Terrace gem delivers charm, value, and opportunity. Don't miss your chance to own an updated classic—schedule your showing today and imagine the possibilities!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,564 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $71,794 | $68,709 | — |
| 2024 | $66,178 | $62,463 | ▲ $6,790 |
| 2023 | $59,943 | $50,607 | — |
| 2022 | $52,901 | $46,007 | — |
| 2021 | $41,825 | $41,825 | — |
| 2020 | $38,536 | $38,536 | ▲ $16,090 |
2025 property taxes (current owner): $1,593/yr
Estimated taxes if purchased at asking price: ~$1,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 29, 2026Closed$80,000
- Jul 7, 2026Pending$80,000
- Feb 13, 2026Listed$80,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $126/sq ft; this home is listed at $89/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1856 28th Street W, Jacksonville, FL 32209Listed by LINWARD REALTY, LLC | Oct 2026 | $70,000 | $73 | 3/1 | 960 | 51 | 0.4 |
| 5352 Dodge Road, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Sep 2026 | $178,012 | $170 | 3/2 | 1,050 | 0 | 0.4 |
| 1645 W 22nd Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $115,000 | $112 | 3/1 | 1,025 | 28 | 0.6 |
| 1975 Tuskegee Road, Jacksonville, FL 32209Listed by RE/MAX SPECIALISTS | Aug 2026 | $70,000 | $71 | 3/2 | 990 | 22 | 0.7 |
| 1757 W 12th Street, Jacksonville, FL 32209Listed by CHAD AND SANDY REAL ESTATE GROUP | Sep 2026 | $120,000 | $126 | 3/1 | 952 | 12 | 1 |
| 2033 W 13th Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $190,000 | $184 | 3/2 | 1,031 | 17 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FREEDOM REALTY GROUP LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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