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689 S HIGHWAY17, San Mateo, FL 32187

$650,000
MLS# 2128941
3
Bedrooms
2
Bathrooms
1,668
Sq Ft
1963
Year Built

About This Home — 689 S HIGHWAY17

Properties like this are becoming harder and harder to find. Situated on 7.71 acres, this unique 3-bedroom, 2-bath home offers the space, privacy, and freedom that so many buyers are searching for. Located just one street from the river and only a minute from Dunn's Creek Boat Ramp, this property features a wood burning fireplace, spacious kitchen, screened back porch, stocked pond with fountain and gazebo, small barn with chicken coop, 12x24 shed, artesian well, whole-home generator, and two gated entrances. The true showstopper is the impressive 30x40 three-bay garage/workshop with a half bath--perfect for storing boats, equipment, toys, or creating the ultimate workspace. Whether you're looking for a homestead or a private retreat, this one-of-a-kind property offers a lifestyle that's nearly impossible to find in today's market. Your search ends here!

Features

Price$650,000
Price / Sq Ft$390
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,668
Acres7.72 acres
Year Built1963
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

Community Information

Address689 S HIGHWAY17, San Mateo, FL 32187
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSan Mateo
CitySan Mateo
CountyPutnam
StateFL
Zip Code32187
Lot Size336,283.2 sq ft
Parcel Number291027000000500000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Garage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Gas Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryWasher Hookup
SecurityFire Alarm, Smoke Detector(s)

Exterior

Patio / PorchRear Porch
FencingFull
RoofShingle
ConstructionBlock, Concrete, Wood Siding
Other StructuresBarn(s), Gazebo, Shed(s), Workshop

Additional Information

Date ListedFebruary 6, 2026
Days on Market113
Tax Amount$3,535.64
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,460
Principal & Interest: $3,460
Est. Taxes & Insurance: $865
Estimated Total Monthly
$4,324
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: MOMENTUM REALTYThe Parham Team · Parhamsells@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact Krista

20+ years · 500+ closings · NE Florida