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Sold

Sold·Closed May 5, 2026·29 days on market

2924 Squirrel Court

Middleburg, FL 32068

$535,000sold priceListed at $530,000 · 100.9% of asking$253/sqftMLS# 2129599
3
Beds
2
Baths
2,115
Sq Ft
1987
Built
4
Garage
Yes
Pool
No HOA1.32 acresSingle Family Residence1 story

About this home

Middleburg

Back on Market!! Country living at its best in Clay County! Tucked away on a quiet cul-de-sac, this beautifully updated home delivers the lifestyle you've been looking for--sparkling pool, screened room with porch swing, a full-service garage/workshop, and horse-ready fencing/corral. Inside you'll love the LVP flooring (2020), refreshed trim/doors, and a warm gathering space featuring a custom fireplace mantle plus a custom bar in the pool-table room. The kitchen shines with butcher block countertops, farmhouse sink/faucet, and a full remodel (2023-2024). Major updates include well pump & water heater (Dec 2025), HVAC (2020) with smart thermostat, Hardi board exterior (2025) with cedar trim + fresh paint/seal (2025), gutters + entry doors (2025), and more. Outdoors: RV hookup, generator plug, dust collection + custom benches/storage, pool equipment updates, multiple fenced areas, fire pit, shed, and gazebo--space to live, work, and play.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,963
Property taxesest. at asking price, Clay County$820
Estimated total, before insurance$3,783/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,468/yr · $206/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$535,000
$107,000
Loan Term
Monthly Payment
$2,963
Principal & Interest: $2,963
Property taxes (est.): $820
Insurance (est.): $357
Estimated Total Monthly
$4,140
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,518 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,468/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 19, 2026Listed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $251/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3024 Longleaf Ranch Circle, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$415,000$2404/21,728120.4
4415 Tall Pines Lane, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$439,900$1785/32,471630.5
4665 Gopher Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYApr 2026$460,000$2304/32,00040.5
4620 Burdock Court, Middleburg, FL 32068Listed by RESIDENTIAL WEALTH BUILDERS REALTY AND PROPERTY MANAGEMENTSep 2026$444,000$2454/21,809290.6
2781 Camel Circle, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLCMar 2026$400,000$1973/22,032310.6
4871 Gopher Circle, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNSJul 2026$575,000$2933/2.51,96110.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$530,000
Price / Sq Ft$251
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,115
Acres1.32 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address2924 Squirrel Court, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionBlack Creek Park
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size57,499.2 sq ft
Parcel Number35052400670005700
ZoningAgricultural

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingCircular Driveway, Detached Carport, Garage
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringLaminate, Stone, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate

Exterior

Lot DescriptionAgricultural, Corner Lot, Irregular Lot, Wooded
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingBack Yard
RoofMetal
ConstructionFrame, Wood Siding
Other StructuresShed(s), Workshop

Additional Information

Date ListedMarch 19, 2026
Days on Market29
Tax Amount$2,467.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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