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Sold

Sold·Closed May 1, 2026·43 days on market

96009 College Parkway

Fernandina Beach, FL 32034

$410,025sold priceListed at $422,777 · 97% of asking$228/sqftMLS# 2129579
4
Beds
2
Baths
1,800
Sq Ft
2026
Built
3
Garage
No
Pool
HOA $32/moSingle Family Residence1 storyNew construction

About this home

Fernandina Beach

Newly built home! Explore this stunning Ruby home, ready for quick move-in! Included features: a covered entry; a well-appointed kitchen showcasing quartz countertops, stainless-steel appliances, a generous island, a walk-in pantry, and an open dining room; an eye-catching great room; an expansive primary suite boasting a walk-in closet and a private bath with double sinks; a full shared bath with double sinks; a central laundry; a charming covered patio, and a 3-car garage. * SAMPLE PHOTOS Actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, Nassau County$566
HOAbilled annually$32
Estimated total, before insurance$2,870/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,025
$82,005
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $566
Insurance (est.): $273
Estimated Total Monthly
$3,111
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:30 AM, sunset 6:52 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $461/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $235/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96030 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$420,000$2033/22,070500
95993 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCAug 2026$437,038$2113/22,0701030
96025 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCAug 2026$454,413$1974/32,31000
96014 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCAug 2026$441,997$1914/32,310680
95990 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCJun 2026$442,712$2143/22,070220
96017 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCJun 2026$448,234$2223/22,020100

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$422,777
Price / Sq Ft$235
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,800
Total Structure Area2,400 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

Community Information

Address96009 College Parkway, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionWoodbridge
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number422N28114300480000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Block, Composition Siding, Frame
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 11, 2026
Days on Market43
HOA Fees$388 / Annually
HOA FrequencyAnnually
Tax Amount$460.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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