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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed Apr 28, 2026·49 days on market·Recent sales in RiverTown

80 Ridgehill Way

St. Johns, FL 32259

$565,000sold priceListed at $565,000 · 100% of asking$267/sqftMLS# 2129370
3
Beds
2
Baths
2,120
Sq Ft
2024
Built
3
Garage
No
Pool
HOA $4/mo8,712 sqft lotWaterfrontSingle Family Residence1 story

About this home

St. Johns

Premium pond lot with preserves across—no homes across from you! This Premier Series 3-bed, 2-bath home offers 2,115 sq ft with 10-ft ceilings and lower CDDs than new construction. Tandem 3-car garage features epoxy flooring. Entryway showcases tray ceilings with custom shiplap design leading to an open floor plan. Chef's kitchen boasts double ovens, hood vent, gas stovetop, and like-new Samsung refrigerator overlooking the great room with custom fireplace TV wall and built-in shelving. Flex office with French doors provides versatile space. Primary suite features tray ceilings, accent wall, spa-like bathroom with oversized shower and dual vanities. Laundry room accessible from primary bedroom for ultimate convenience. Extended paver patio with lighting and gas fire pit overlooks serene pond views. Gas stub ready for outdoor kitchen. Fully fenced backyard creates your private paradise.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,130
Property taxesest. at asking price, St. Johns County$752
HOAbilled annually$4
Estimated total, before insurance$3,886/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,385/yr · $782/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$565,000
$113,000
Loan Term
Monthly Payment
$3,130
Principal & Interest: $3,130
Property taxes (est.): $752
Insurance (est.): $377
Estimated Total Monthly
$4,258
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,385/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 9, 2026Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $277/sq ft; this home is listed at $267/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
295 Palomar Drive, St. Johns, FL 32259Listed by LPT REALTY LLCSep 2026$560,000$2633/22,126280.1
442 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$749,000$2773/32,7051440.6
146 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$599,000$2533/2.52,367880.7
371 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$750,000$2773/32,7051250.7
326 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$750,000$2773/32,7051730.8
434 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$468,432$2233/2.52,096180.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$267
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,120
Acres0.20 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address80 Ridgehill Way, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size8,712 sq ft
Parcel Number0009712160

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Patio
FencingOther, Back Yard
RoofShingle

Additional Information

Date ListedFebruary 9, 2026
Days on Market49
HOA Fees$53 / Annually
HOA FrequencyAnnually
Tax Amount$9,384.93
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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