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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 3, 2026·134 days on market·Recent sales in Jacksonville

3411 Hickory Hammock Road

Jacksonville, FL 32226

$405,000sold priceListed at $405,000 · 100% of asking$144/sqftMLS# 2129167
4
Beds
2.5
Baths
2,808
Sq Ft
2003
Built
2
Garage
No
Pool
FEMA Zone XHOA $22/mo10,019 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Welcome to this beautifully appointed and spacious 4-bedroom, 2.5-bath, two-story home, with a total building area of 3,214 SqFt, nestled in a quiet, friendly neighborhood that instantly feels like home. Thoughtfully designed with both comfort and style in mind, the interior features generous living spaces filled with natural light, creating a warm and airy ambiance throughout. The main level offers an effortless flow from the inviting living areas to a well-equipped kitchen, perfect for everyday living and effortless entertaining. Upstairs, the bedrooms serve as peaceful retreats, highlighted by a serene primary suite with ample space to relax and unwind. With well-proportioned rooms, a smart layout, and abundant storage, this home strikes the perfect balance between elegance and functionality. Step outside to enjoy a fully fenced, spacious backyard designed for both relaxation and entertaining. Offering privacy and plenty of room to gather, play, or unwind, this outdoor oasis truly

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,243
Property taxesest. at asking price, Duval County$661
HOAbilled annually$22
Estimated total, before insurance$2,926/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,620/yr · $218/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$405,000
$81,000
Loan Term
Monthly Payment
$2,243
Principal & Interest: $2,243
Property taxes (est.): $661
Insurance (est.): $270
Estimated Total Monthly
$3,175
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$327,068$117,880—
2024$330,507$113,851—
2023$338,629$109,079—
2022$310,901$104,446—
2021$223,846$99,948—
2020$217,288$97,878—

2025 property taxes (current owner): $2,620/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$405,000
  • Jul 31, 2026Pending$405,000
  • Feb 8, 2026Listed$405,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3428 Glenn Hollow Court, Jacksonville, FL 32226Listed by LOKATIONSep 2026$325,000$1474/2.52,215180
12388 Hickory Forest Road, Jacksonville, FL 32226Listed by FADER & CO REALTY LLCOct 2026$386,500$1325/2.52,91910.2
12233 Shadow Creek Court, Jacksonville, FL 32226Listed by ROUND TABLE REALTYJul 2026$480,000$1874/2.52,564230.4
12130 Rouen Cove Drive, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$369,900$1843/22,00840.5
4174 Victoria Lakes Drive W, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$476,000$1725/32,76631.2
2611 Water Bluff Drive, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLCSep 2026$392,900$1693/22,3181031.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$405,000
Price / Sq Ft$144
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,808
Total Structure Area3,214 sq ft
Acres0.23 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address3411 Hickory Hammock Road, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionHickory Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size10,018.8 sq ft
Parcel Number1065785045
ZoningResidential

Amenities

AmenitiesPlayground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecurityClosed Circuit Camera(s), Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCleared, Few Trees, Sprinklers In Front
Patio / PorchPorch, Rear Porch, Screened, Side Porch
FencingFenced, Back Yard, Full, Vinyl, Wood
RoofShingle
ConstructionBlock, Stucco, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 8, 2026
Days on Market134
HOA Fees$258.5 / Annually
HOA FrequencyAnnually
HOA NameHickory Hill HOA of Jacksonville, Inc
Tax Amount$2,620.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: YOUR PROPERTY REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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