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Sold

Sold·Closed Feb 23, 2026·298 days on market

104 Breezewood Circle

San Mateo, FL 32187

$255,000sold priceListed at $260,000 · 98.1% of asking$135/sqftMLS# 2077279
3
Beds
2
Baths
1,890
Sq Ft
1999
Built
—
Garage
No
Pool
No HOA10,454 sqft lotWaterfrontManufactured Home1 story

About this home

San Mateo

TURN KEY. MOVE IN READY. Start living the St. Johns River waterfront life you have dreamed of! Bring your boat to this move in ready well maintained canal front 3/2 manufactured home that is just a short boat ride to the St. Johns River. Spend your evenings sitting on the 24' x 12' screened porch overlooking your dock and boat slip on the water and landscape lighting. Beautiful custom kitchen cabinets installed in 2023, along with metal roof, Vapor barrier installed under home. RV carport and power outlet. To much more to list! This property is shaded and so tranquil with all of its established and beautiful landscaping. Wood burning fireplace, large closets.. Close to Dunns Creek, Crescent Lake, Lake George and the Ocklawaha River. Short ride to Interstate 95 and St. Augustine.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Estimated total, before insurance$1,412/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,365/yr · $114/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,412
Principal & Interest: $1,412
Insurance (est.): $170
Estimated Total Monthly
$1,582
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,358 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,365/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 4, 2026Listed$260,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $141/sq ft; this home is listed at $138/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
689 S HIGHWAY17, San Mateo, FL 32187Listed by MOMENTUM REALTYJul 2026$600,000$3603/21,6681180.1
115 Troupe Road, San Mateo, FL 32187Listed by DUCK REALTY INCAug 2026$175,000$932/11,8882730.3
100 Pickerel Avenue, Satsuma, FL 32189Listed by 1 REALTY CORPJul 2026$240,000$1174/22,052320.5
203 Horse Landing Road, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCJul 2026$213,000$1413/21,512120.8
598 San Mateo Road Road, San Mateo, FL 32187Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJul 2026$240,000$1074/22,2502441
100 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCJul 2026$200,000$1483/21,3522091.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$260,000
Price / Sq Ft$138
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,890
Acres0.24 acres
Year Built1999
TypeResidential
Sub-TypeManufactured Home
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

Community Information

Address104 Breezewood Circle, San Mateo, FL 32187
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSt Johns River Ests
CitySan Mateo
CountyPutnam
StateFL
Zip Code32187
Lot Size10,454.4 sq ft
Parcel Number291027825600000230

Amenities

UtilitiesElectricity Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingCarport, Detached, Detached Carport, Other
ViewCanal

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBoat Slip, Dock, Other
Lot DescriptionCul-De-Sac, Sprinklers In Rear
Patio / PorchCovered, Deck, Patio, Porch, Rear Porch, Screened, Side Porch
FencingOther
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s), Workshop
Road SurfacePaved
Road FrontageOther

Additional Information

Date ListedJanuary 5, 2026
Days on Market298
Tax Amount$1,364.61
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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