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Sold

Sold·Closed Apr 30, 2026·49 days on market

2961 SE 129th Street

Starke, FL 32091

$365,000sold priceListed at $375,000 · 97.3% of asking$250/sqftMLS# 2128451
3
Beds
2
Baths
1,460
Sq Ft
1975
Built
—
Garage
No
Pool
No HOA10.06 acresSingle Family Residence1 story

About this home

Starke

An amazing 10 ac parcel with flexible zoning!! Parcel should be Greenbelt eligible with approved agricultural purpose. The home was totally remodeled in Dec. 2023 with everything new except the slab and the concrete masonry block exterior walls. The home offers an open floor plan with 3 bedrooms, 2 bathrooms and interior laundry room. Appliances, tankless water heater, roof, HVAC, windows, doors, complete plumbing repipe, re wire, septic and more were permitted and completed in December 2023.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Estimated total, before insurance$2,022/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Insurance (est.): $243
Estimated Total Monthly
$2,265
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3360 SE 126st Street, Starke, FL 32091Listed by HERRON REAL ESTATE LLCFeb 2026$376,875$2323/21,621960.4
13529 SE 21st Avenue, Starke, FL 32091Listed by MAXREV, LLCDec 2025$286,500$2173/21,318410.4
3046 SE 134th Street, Starke, FL 32091Listed by COLDWELL BANKER SMITH AND SMITH REALTYOct 2025$260,000$1433/21,8161520.5
13794 SE 21st Avenue, Starke, FL 32091Listed by CW REALTYJul 2026$329,900$1824/21,81370.6
12192 SE 21st Avenue, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$339,000$1823/21,863140.9
3112 SE 120th Street, Starke, FL 32091Listed by UNITED COUNTRY SMITH & ASSOCIATESMay 2026$228,000$1483/21,53921

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$257
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,460
Acres10.06 acres
Year Built1975
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address2961 SE 129th Street, Starke, FL 32091
Area523-Bradford County-SE
SubdivisionStarke
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size438,213.6 sq ft
Parcel Number04804000000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePrivate, Well
ParkingOther, Circular Driveway

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDryer, Electric Oven, Electric Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1

Exterior

Lot DescriptionCleared
RoofMetal
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedFebruary 4, 2026
Days on Market49
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL ESTATE WITH GARLON WEBB

Sold by: JULIE MORROW PREMIER REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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