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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed Oct 17, 2025·152 days on market

3046 SE 134th Street

Starke, FL 32091

$260,000sold priceListed at $270,000 · 96.3% of asking$143/sqftMLS# 2087549
3
Beds
2
Baths
1,816
Sq Ft
1958
Built
—
Garage
No
Pool
No HOA1.42 acresSingle Family Residence1 story

About this home

Starke

Recently remodeled home ready for you to move in sitting on 1.42 acres for you to enjoy. Main house has 2 bedrooms and 1 large bathroom. on the other side of the attached carport is an apartment for guest, parents or the teenager who wants their own space. This unit has a full bath and kitchenette., bedroom and living area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Estimated total, before insurance$1,440/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Insurance (est.): $173
Estimated Total Monthly
$1,613
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1958)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,546 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:32 AM, sunset 6:55 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13794 SE 21st Avenue, Starke, FL 32091Listed by CW REALTYJul 2026$329,900$1824/21,81370.2
13529 SE 21st Avenue, Starke, FL 32091Listed by MAXREV, LLCDec 2025$286,500$2173/21,318410.2
2961 SE 129th Street, Starke, FL 32091Listed by REAL ESTATE WITH GARLON WEBBApr 2026$365,000$2503/21,460490.5
3079 SE 129th Street, Starke, FL 32091Listed by CW REALTYJun 2026$510,000$2173/2.52,348160.7
3302 SE 140 Avenue, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTYMay 2026$450,000$2253/22,00050.7
14434 SE 21 Avenue, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTYMay 2026$475,000$2094/32,272290.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$270,000
Price / Sq Ft$149
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,816
Acres1.42 acres
Year Built1958
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

MiddleBradford
HighBradford

Community Information

Address3046 SE 134th Street, Starke, FL 32091
Area523-Bradford County-SE
SubdivisionPine Acres Park
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size61,855.2 sq ft
Parcel Number04665001300

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom - Shower No Tub
AppliancesElectric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCleared
RoofShingle
ConstructionBlock
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMay 14, 2025
Days on Market152
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER SMITH AND SMITH REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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