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Sold·Closed May 8, 2026·2 days on market
3112 SE 120th Street
Starke, FL 32091
About this home
Starke
Welcome to this well-maintained 3-bedroom, 2-bath home situated on 1.6 acres of beautiful, spacious land in Starke, FL. With a large, fully fenced yard and plenty of room to spread out, this property offers the perfect blend of comfort and outdoor living. Inside, you'll find an open and inviting living area designed for both everyday living and entertaining. A bonus room off the back of the home adds extra flexibility--perfect for a home office, playroom, or additional living space. The exterior has been upgraded with durable Hardie board siding and recently painted, giving the home a clean, updated look and added peace of mind. If you've been searching for a move-in ready home with space to make your own, this one is ready to welcome its next owner.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,750 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Mar 31, 2026Listed$225,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $146/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7423 SE State Rd 100, Starke, FL 32091Listed by CW REALTY | Jul 2025 | $300,000 | $250 | 3/2 | 1,200 | 47 | 0.7 |
| 13794 SE 21st Avenue, Starke, FL 32091Listed by CW REALTY | Jul 2026 | $329,900 | $182 | 4/2 | 1,813 | 7 | 1.6 |
| 14252 SE 26th Avenue, Starke, FL 32091Listed by RAYTOWN HOMES & REALTY PLLC | Aug 2025 | $244,000 | $156 | 4/2 | 1,560 | 1 | 2.3 |
| 13982 SE 48th Avenue, Starke, FL 32091Listed by CW REALTY | Sep 2026 | $275,000 | $168 | 3/2 | 1,638 | 139 | 2.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED COUNTRY SMITH & ASSOCIATES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines