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Sold

Sold·Closed Mar 13, 2026·0 days on market

3849 Baxley Villas Court

Middleburg, FL 32068

$285,000sold priceListed at $297,990 · 95.6% of asking$178/sqftMLS# 2127605
3
Beds
2.5
Baths
1,604
Sq Ft
2026
Built
1
Garage
No
Pool
HOA $111/mo3,485 sqft lotTownhouse2 storiesNew construction

About this home

Middleburg

This stunning end‑unit twin villa combines modern finishes with low‑maintenance living in an unbeatable location. The bright, open‑concept kitchen features elegant quartz countertops, sleek under‑cabinet lighting, and a spacious island—perfect for everyday living or entertaining. The private primary suite includes a spa‑inspired bathroom complete with a tile-surround shower, offering both style and durability. Large windows throughout the home provide abundant natural light, enhanced by the villa's desirable end‑unit positioning that adds extra privacy and additional yard space. Located just minutes from shopping, dining, and a nearby hospital, this home offers both comfort and convenience. Whether you're looking for a lock‑and‑leave lifestyle or a beautifully appointed full‑time residence, this twin villa checks all the boxes. Photo is of model home; colors and elevation may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Clay County$437
HOAbilled monthly$111
Estimated total, before insurance$2,126/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $437
Insurance (est.): $190
Estimated Total Monthly
$2,205
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $259/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3827 Baxley Villas Court, Middleburg, FL 32068Listed by DREES REALTYJul 2026$285,000$1783/2.51,60420
3839 Baxley Villas Court, Middleburg, FL 32068Listed by DREES REALTYMay 2026$287,000$1793/2.51,60490
3891 Baxley Villas Court, Middleburg, FL 32068Listed by DREES REALTYMay 2026$259,990$1623/2.51,604210
1869 Jennings Way, Middleburg, FL 32068Listed by ASHTON WOODS FLORIDA REALTY LLCJun 2026$244,990$1753/2.51,40360.7
1870 Jennings Way, Middleburg, FL 32068Listed by ASHTON WOODS FLORIDA REALTY LLCAug 2026$229,990$1643/2.51,40430.8
1874 Jennings Way, Middleburg, FL 32068Listed by ASHTON WOODS FLORIDA REALTY LLCAug 2026$229,990$1643/2.51,40420.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$297,990
Price / Sq Ft$186
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,604
Acres0.08 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleVilla
Property ConditionUnder Construction
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address3849 Baxley Villas Court, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionBaxley Villas
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size3,484.8 sq ft
Parcel Number06052500902800236

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedJanuary 29, 2026
Days on Market0
HOA Fees$111 / Monthly
HOA FrequencyMonthly
Tax Amount$259.29
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: DREES REALTY

Sold by: ERA ONETEAM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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