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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ashley Woods, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Feb 18, 2026·4 days on market·Recent sales in Ashley Woods·Ashley Woods

1218 Waterfall Drive

Jacksonville, FL 32225

$525,000sold priceListed at $510,000 · 102.9% of asking$229/sqftMLS# 2127507
4
Beds
3
Baths
2,291
Sq Ft
2002
Built
2
Garage
Yes
Pool

5 more homes for sale in Ashley Woods →Search Ashley Woods on the map

HOA $17/mo7,405 sqft lotSingle Family Residence2 stories

About this home

Ashley Woods

This beautifully maintained pool home presents an unbeatable opportunity you don't want to miss. Thoughtfully updated throughout and ideally positioned in a prime central location, it offers effortless access to everyday conveniences while being perfectly situated between the beaches and St. Johns Town Center. The home features a desirable split floor plan, anchored by an oversized owner's suite that provides both comfort and privacy. A sizable flex room offers versatility and is ideal for a home office, game room, or additional living space. Inside, you'll find fresh interior paint, newer flooring (2019), and new carpet (2026), along with professionally refinished cabinets and granite countertops added in 2023. The living room's custom built-ins and detailed woodwork add warmth and character to the open-concept layout. Outside, enjoy the best of Florida living. Relax under the covered lanai, take a dip in the private pool, or enjoy the abundance of usable green space, perfect

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,908
Property taxesest. at asking price, Duval County$857
HOAbilled annually$17
Estimated total, before insurance$3,782/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,908
Principal & Interest: $2,908
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$4,115
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $366/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 29, 2026Listed$510,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12435 Sherman Court, Jacksonville, FL 32225Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORSAug 2026$400,000$2403/21,66930.5
12392 Nesting Eagles Way, Jacksonville, FL 32225Listed by TAH FLORIDA LLCAug 2026$369,000$2164/21,711580.6
1716 Chandelier Circle W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$428,000$2384/21,800340.7
12424 Tierra Chase Way, Jacksonville, FL 32225Listed by REDFIN CORPORATIONAug 2026$595,000$2234/32,665380.9
970 Mineral Creek Drive, Jacksonville, FL 32225Listed by CROSSVIEW REALTYSep 2026$440,000$1974/22,234481
13141 Ebbtide Court, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$450,000$2453/21,833181

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$510,000
Price / Sq Ft$223
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,291
Acres0.17 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep
Is WaterfrontNo

School Information

ElementaryWaterleaf
MiddleLandmark
HighFirst Coast

Community Information

Address1218 Waterfall Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionAshley Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size7,405.2 sq ft
Parcel Number1621096820
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
FencingBack Yard, Other
RoofShingle
ConstructionStucco, Vinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 29, 2026
Days on Market4
HOA Fees$200 / Annually
HOA FrequencyAnnually
Tax Amount$366
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ashley Woods

Ashley Woods is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Ashley Woods homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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