This home is in Arbors At Rivertown, St. Johns — a home near Bartram Trail High School.
Active·186 days on market·Arbors At Rivertown
254 Oak Shadow Place
St. Johns, FL 32259
About this home
Arbors At Rivertown
Enjoy turnkey living without needing upgrades in this Holton Farmhouse plan by Mattamy Homes in the Arbors at Rivertown. Appreciate the owner added features in this spacious open concept single story home. The 8' doors, 5 1/4'' base molding, and luxury vinyl plank flooring are impressive. 4 bedrooms plus a private study with French doors provide lots of family options. Beautiful ceiling fans, light fixtures, and plantation shutters throughout. Master suite features a tray ceiling, dual vanities, large walk-in shower and closet with storage organizers. These Boaxel organizers have been added throughout the storage areas and closets. Other great features include a water softener, EV charging outlet, electronic shade for sliding glass doors, extended lanai and paver patio, vinyl privacy fence, gutters & downspouts, and custom landscaping. Great location in the community close to the new Hallowes Cove Academy and all the outstanding amenities that Rivertown has to offer! Call today.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $600,100 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $540,410 | $461,590 | — |
| 2024 | $508,519 | $444,550 | — |
| 2023 | $480,146 | $430,146 | — |
| 2022 | $89,600 | $77,000 | — |
| 2021 | $70,000 | $70,000 | — |
2025 property taxes (current owner): $9,740/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jan 29, 2026Listed$600,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Arbors At Rivertown
Arbors At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.
View all Arbors At Rivertown homes for sale →Listing Courtesy of: IHEART REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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