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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·251 days on market

3413 Eve Drive E

Jacksonville, FL 32246

$239,500$218/sqftEst. $1,311/moMLS# 2127249
↓ $400 below original list
3
Beds
1.5
Baths
1,100
Sq Ft
1952
Built
1
Garage
No
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Nicely Renovated Concrete Block Home in Southside Area. New Paint Inside and Out, New Luxury Vinyl Flooring throughout for easy clean up, Large Eat In Kitchen with New Kitchen Cabinets and countertop, Stainless Steel Appliances, Inside Laundry Room with Washer and Dryer has door to backyard that can be used as Mud Room. Oversized Backyard with Mature Landscaping is large enough for Garden or Pool with your New Home. Buyer to Verify Square Footage. Seller has never occupied the property and will provide a Non Occupant Seller's Disclosure. Seller will negotiate new roof and provide a 1 year home warranty with acceptable offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,311
Property taxesest. at asking price, Duval County$391
Estimated total, before insurance$1,702/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,454/yr · $204/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,500
$47,900
Loan Term
Monthly Payment
$1,311
Principal & Interest: $1,311
Property taxes (est.): $391
Insurance (est.): $160
Estimated Total Monthly
$1,862
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,544 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:23 AM, sunset 7:05 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $135,500 in February 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$118,345$118,345▲ $3,788
2024$159,274$0▲ $7,365
2023$156,036$0▲ $11,582
2022$140,769$0—
2021$101,879$0—
2020$89,855$0—

2025 property taxes (current owner): $2,454/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 15, 2026Price change$239,500−$400
  • Jan 28, 2026Listed$239,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$239,500
Price / Sq Ft$218
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,100
Acres0.24 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address3413 Eve Drive E, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSouthside Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size10,454.4 sq ft
Parcel Number1243720000

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Not Available, Water Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchFront Porch, Patio
RoofShingle
ConstructionBlock
Road FrontageCity Street

Additional Information

Date ListedJanuary 28, 2026
Days on Market230
Tax Amount$2,453.6
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEFLA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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