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Sold

Sold·Closed Feb 27, 2026·290 days on market

1417 N Central Avenue

Flagler Beach, FL 32136

$515,000sold priceListed at $524,900 · 98.1% of asking$310/sqftMLS# 2127202
0
Beds
2
Baths
1,662
Sq Ft
1996
Built
2
Garage
No
Pool
HOA $117/mo6,534 sqft lotSingle Family Residence1 story

About this home

Flagler Beach

Live the ultimate Florida lifestyle just steps from the ocean in this beautifully maintained 3-bedroom, 2-bath home in Flagler Beach. Located in Flood Zone X (no flood insurance required), this home offers peace of mind with all the perks of beach life! Home features include fresh interior paint throughout, new garage door opener, new HWH, irrigation, hurricane grade windows (2014) tile roof (2020), and updated kitchen with new appliances. Enjoy the outdoors year-round from your oversized, screened-in back lanai featuring a custom fountain—a tranquil space to unwind or host guests. Small HOA includes lawn care and recently renovated pristine pool. Cruise around the neighborhood and into town—Flagler Beach is fully golf cart accessible. Walk or bike to downtown Flagler Beach, Silverlake Park, and enjoy kayaking, canoeing, and fishing nearby. Only 30 minutes to historic St. Augustine, 20 minutes to Daytona Beach, and just over an hour to Orlando and its world-famous attractions!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,808
HOAbilled annually$117
Estimated total, before insurance$2,924/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,582/yr · $799/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,818 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:36 AM, sunset 6:40 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,582/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $316/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1123 N Ocean Shore Boulevard, Flagler Beach, FL 32136Listed by RE/MAX SPECIALISTS PVJul 2026$1,041,000$5313/2.51,960560.3
32 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAOct 2026$359,990$2203/21,6391240.8
23 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$434,990$2124/32,055650.8
30 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAAug 2026$359,990$2203/21,6391400.8
33 Perseus Avenue, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDAJul 2026$385,990$1884/32,0551130.8
9 Lyra Lane, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDASep 2026$425,990$2074/32,055250.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$524,900
Price / Sq Ft$316
Bedrooms0
Bathrooms2.00
Full Baths2
Square Footage1,662
Acres0.15 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address1417 N Central Avenue, Flagler Beach, FL 32136
Area605-Flagler County North-Beach
SubdivisionRio Del Mar
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Size6,534 sq ft
Parcel Number0112315200000000150
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic, Well
ParkingGarage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup

Exterior

Exterior FeaturesImpact Windows, Storm Shutters
Patio / PorchFront Porch, Rear Porch, Screened
RoofTile
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 28, 2026
Days on Market290
HOA Fees$1,400 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,582.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STA REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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