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Sold

Sold·Closed Mar 4, 2026·0 days on market

28317 Pike Road

Hilliard, FL 32046

$480,000sold priceListed at $499,000 · 96.2% of asking$178/sqftMLS# 2126296
4
Beds
2.5
Baths
2,702
Sq Ft
2000
Built
—
Garage
No
Pool
No HOA2.85 acresSingle Family Residence2 stories

About this home

Hilliard

NEW ROOF TO BE INSTALLED BEFORE CLOSING. Welcome to this beautifully maintained 4 bed, 2.5 bath two story home, where country living meets modern charm. The fourth bedroom could be used as office space downstairs. Enjoy your morning coffee or unwind in the evening on the charming wraparound porch. Inside, laminate floors with a hardwood look flow throughout, adding warmth and style to to every room. Situated on 2.85 acres, this home offers peace and tranquility your family deserves, with plenty of space to relax, play and grow. Garage is enclosed could be easily changed back to a garage or make extra living space

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,638
Property taxesest. at asking price, Nassau County$663
Estimated total, before insurance$3,300/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,399/yr · $200/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,399/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $330/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
553408 US Highway 1, Hilliard, FL 32046Listed by HERRON REAL ESTATE LLCMar 2026$399,000$1815/22,204950.5
371298 Kings Ferry Road, Hilliard, FL 32046Listed by MARK SPAIN REAL ESTATEJun 2026$739,000$3324/22,22871.9
38150 Oak Grove Drive, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLCMay 2025$386,000$1423/32,7251101.9
27189 Betina Drive, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$410,000$1683/2.52,440672
27359 Geiger Road, Hilliard, FL 32046Listed by CORE REALTY, LLCJul 2025$675,000$3453/21,957332
371447 Kings Ferry Road, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLCMar 2026$728,000$3303/32,2062022.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$185
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,702
Acres2.85 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address28317 Pike Road, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size124,146 sq ft
Parcel Number384N24000000080070
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate
ParkingOther

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionComposition Siding, Frame

Additional Information

Date ListedJanuary 21, 2026
Days on Market0
Tax Amount$2,398.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FRONT PORCH REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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