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4660 SADDLEHORN Trail, Middleburg, FL 32068

$499,999
MLS# 2125758
4
Bedrooms
2
Bathrooms
2,268
Sq Ft
1997
Year Built

About This Home — 4660 SADDLEHORN Trail

Waterfront!!!Beautiful 4-bedroom, 2-bath brick lakefront home situated on 1.24 acre lot on a spring-fed lake in the desirable Fox Meadow community. This home features a spacious guest suite, with a private entrance--ideal for a home office, homeschooling, or multigenerational living or in-law suite. The kitchen offers beautiful Corian countertops, complemented by wood and tile flooring throughout. The primary suite boasts a cozy fireplace and tranquil water views from the bay window and large walk-in closet. The Interior has been freshly painted white, providing a bright, clean canvas - Bring your own ideas for a custom accent wall of your choice. Enjoy evenings on your own private dock--for perfect for fishing or simply relaxing while taking in the peaceful lake setting. . Septic tank located in front yard .

Features

Price$499,999
Price / Sq Ft$220
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,268
Total Structure Area3,457 sq ft
Acres1.25 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address4660 SADDLEHORN Trail, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionFoxmeadow
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size54,232.2 sq ft
Parcel Number23042400557100817

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingGarage, Garage Door Opener
ViewLake, Water
Waterfront TypeLake Front

Interior

AppliancesElectric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne

Exterior

Exterior FeaturesDock
Patio / PorchPatio, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBrick, Fiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 19, 2026
Days on Market131
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$499,999
$100,000
Loan Term
Monthly Payment
$2,661
Principal & Interest: $2,661
Est. Taxes & Insurance: $665
Estimated Total Monthly
$3,327
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: UNITED REAL ESTATE GALLERYRITA HEWETT · Letsgrowsoldtogether@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida