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Sold

Sold·Closed Jul 20, 2026·244 days on market

5756 S 55th Terrace

Keystone Heights, FL 32656

$170,000sold priceListed at $175,750 · 96.7% of asking$99/sqftMLS# 2110967
2
Beds
2
Baths
1,716
Sq Ft
1962
Built
—
Garage
No
Pool
No HOA0.54 acresWaterfrontSingle Family Residence2 stories

About this home

Keystone Heights

Lakefront retreat on Silver Lake just outside the quaint town of Keystone Heights. Easy commute to Orange Park Starke. Small freshwater, sand bottom lake suitable for swimming or fishing. Home has a lot of potential for weekend retreat or year round living. Balcony and porch overlooking the lake. Large rooms and spacious eat in kitchen.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$942
Estimated total, before insurance$942/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$170,000
$34,000
Loan Term
Monthly Payment
$942
Principal & Interest: $942
Insurance (est.): $113
Estimated Total Monthly
$1,055
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

History

Price & status history

  • Jul 21, 2026Closed$175,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $102/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
499 58th Street, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTYSep 2026$237,000$1603/1.51,484180.4
688 SE 53rd Street, Keystone Heights, FL 32656Listed by CW REALTYJun 2025$352,900$2273/21,55790.4
885 SE 51st Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$315,000$2033/21,555130.5
865 SE 51st Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCJun 2025$300,000$1933/21,5552730.6
7015 King Street, Keystone Heights, FL 32656Listed by CB ISAAC REALTYJun 2025$375,000$2842/11,3201570.7
5955 SE County Rd 21B, Keystone Heights, FL 32656Listed by CB ISAAC REALTYJul 2026$395,000$1994/2.51,9814240.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$175,750
Price / Sq Ft$102
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,716
Total Structure Area2,256 sq ft
Acres0.54 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

ElementaryBradford
MiddleBradford
HighBradford

Community Information

Address5756 S 55th Terrace, Keystone Heights, FL 32656
Area523-Bradford County-SE
SubdivisionMt Pleasant
CityKeystone Heights
CountyBradford
StateFL
Zip Code32656
Lot Size23,522.4 sq ft
Parcel Number05519000000
ZoningSingle Family

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewLake
Waterfront TypeLake Front

Interior

AppliancesRefrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories2

Exterior

Exterior FeaturesBalcony
Patio / PorchRear Porch
ConstructionConcrete, Frame

Additional Information

Date ListedSeptember 29, 2025
Days on Market244
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MODERN REALTY OF FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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