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Sold·Closed Feb 11, 2026·4 days on market
143 Pine Cone Trail
Palatka, FL 32177
About this home
Palatka
**MOTIVATED SELLER!**UPDATED**FENCED LOT**ACREAGE** Welcome to this beautifully updated and spacious 4-bed/2-bath home, nestled on a LARGE LOT of 2.33 ACRES! The residence features a desirable SPLIT BED FLOOR PLAN, updated bathrooms, and stylish crown molding and brand new flooring throughout. The gorgeous and spacious UPDATED KITCHEN is a chef's delight, complete with a modern sink with a built-in cup rinser, veggie rinser, and other convenient attachments. The home also includes a HUGE BONUS ROOM with its own KITCHENETTE, perfect for a second family room or entertaining. The master suite is a true retreat with a beautifully updated bathroom, his and hers walk-in closets, and a huge walk-in shower. Outside, you'll find a FULLY FENCED YARD. For ultimate convenience, a COVERED CARPORT/RV OR BOAT PARKING is available, and a WATER TOTE containing 360gal of purified water provides peace of mind. Plus, the newly built highway 23 makes commuting a breeze. Sellers are leaving the $3,000
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,627 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Nease Beachfront Parkabout 24 mi · 14 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 14 mi · 4.1 mi of trails
Closest public boat ramp
Riverdale Park Public Boat Rampabout 7 mi · St. Johns River
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 9 mi · Saint Johns River
Closest grocery store
Publixabout 16 mi · 84 Tuscan Way, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,645/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $117/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 138 Pine Cone Trail, Palatka, FL 32177Listed by CENTURY 21 INTEGRA | Jul 2026 | $295,000 | $162 | 3/2 | 1,824 | 16 | 0.1 |
| 135 Pine Cone Trail, Palatka, FL 32177Listed by PURSUIT REAL ESTATE, LLC | Aug 2025 | $295,000 | $144 | 4/2 | 2,052 | 47 | 0.1 |
| 117 Jack Road, Palatka, FL 32177Listed by DJ & LINDSEY REAL ESTATE | Apr 2026 | $285,000 | $125 | 4/3 | 2,280 | 124 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP
Sold by: TIMBER TO TIDES REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines