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Sold

Sold·Closed Dec 1, 2025·64 days on market

171126 Andrews Road

Hilliard, FL 32046

$218,000sold priceListed at $229,900 · 94.8% of asking$165/sqftMLS# 2103933
3
Beds
2
Baths
1,320
Sq Ft
2016
Built
—
Garage
No
Pool
No HOA0.97 acresSingle Family Residence1 story

About this home

Hilliard

Back on the Market but no fault of the Home ,no inspections have been done during due diligence time. Charming 3-Bedroom Home on 1 Acre with Pole Barn -Nestled on a spacious 1-acre lot, this well-kept 3 bedroom, 2 bath home offers the perfect blend of comfort and country living. Step inside to find an inviting kitchen featuring a large island—perfect for meal prep, casual dining, or entertaining guests. The open layout flows into the living area, creating a warm and welcoming space for gatherings. Outside, you'll enjoy the freedom and privacy of a full acre, complete with a versatile pole barn ideal for storage, hobbies, or a workshop. Whether you're looking for a peaceful retreat or room to grow, this property delivers it all.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,208
Property taxesest. at asking price, Nassau County$301
Estimated total, before insurance$1,508/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,003/yr · $167/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$218,000
$43,600
Loan Term
Monthly Payment
$1,208
Principal & Interest: $1,208
Property taxes (est.): $301
Insurance (est.): $145
Estimated Total Monthly
$1,654
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,003/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $174/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
171007 Andrews Road, Hilliard, FL 32046Listed by EXP REALTY LLCDec 2025$130,000$902/21,440160.1
171051 Andrews Road, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$300,000$2023/21,4821520.1
171397 Andrews Road, Hilliard, FL 32046Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYDec 2025$367,500$2243/21,64460.3
241656 CR121, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAMay 2026$410,000$2694/21,52351.1
28183 Ramble Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$294,000$2363/21,248461.3
28089 Jackson Trail, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$222,000$1783/21,2481111.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$229,900
Price / Sq Ft$174
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,320
Acres0.97 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address171126 Andrews Road, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionHilliard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size42,253.2 sq ft
Parcel Number264N23164000040000
ZoningResidential

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared
RoofShingle
ConstructionVinyl Siding
Other StructuresBarn(s), Shed(s)

Additional Information

Date ListedAugust 29, 2025
Days on Market64
Tax Amount$2,003.06
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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