Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

No photos available

This listing has no photos yet

Sold

Sold·Closed Mar 27, 2026·75 days on market·Recent sales in Jacksonville

11322 Derringer Circle S

Jacksonville, FL 32225

$235,000sold priceListed at $235,000 · 100% of asking$175/sqftMLS# 2121487
3
Beds
2
Baths
1,342
Sq Ft
1985
Built
1
Garage
No
Pool
No HOA7,841 sqft lotTownhouse1 story

About this home

Jacksonville

Great convenience to Southside, The Beaches and Downtown Jax - SINGLE LEVEL PATIO STYLE TOWNHOUSE with tile, open family room & fully fenced backyard. Vaulted ceiling, large ceramic throughout, private owner's suite in the back corner and open kitchen make this a lovely & tranquil home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Property taxesest. at asking price, Duval County$384
Estimated total, before insurance$1,685/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,075/yr · $256/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,842
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,075/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 24, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $175/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11302 Derringer Circle S, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$250,000$1863/21,34240
2164 Dunes Way Drive W, Jacksonville, FL 32225Listed by MOMENTUM REALTYAug 2025$199,000$1492/2.51,33960.2
11659 Dunes Way Drive N, Jacksonville, FL 32225Listed by REALTY ZOOMAug 2026$137,000$1002/21,372510.3
11608 Dunes Way Drive N, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$218,000$1912/21,144950.3
11623 McCormick Road, Jacksonville, FL 32225Listed by HERRON REAL ESTATE LLCDec 2025$218,000$1702/2.51,282410.3
1855 Oak Water Drive, Jacksonville, FL 32225Listed by INI REALTYSep 2026$180,000$1472/21,226330.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$175
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,342
Acres0.18 acres
Year Built1985
TypeResidential
Sub-TypeTownhouse
StyleRanch
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address11322 Derringer Circle S, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionSawmill Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size7,840.8 sq ft
Parcel Number1612015130

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Many Trees, Wooded
FencingBack Yard, Full, Privacy, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 25, 2026
Days on Market75
Tax Amount$3,074.9
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines