Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Mar 2, 2026·37 days on market

4410 Tarragon Avenue

Middleburg, FL 32068

$490,000sold priceListed at $510,000 · 96.1% of asking$204/sqftMLS# 2121314
4
Beds
3
Baths
2,403
Sq Ft
2000
Built
3
Garage
No
Pool
No HOA1.18 acresSingle Family Residence1 story

About this home

Middleburg

Back on market - no fault of the sellers. Assumable VA Loan. Discover your perfect retreat on just over 1 acre in a peaceful, open-space neighborhood - No HOA or CDD fees! With only a 5 Year old roof and 6 year old HVAC, along with a water softener and outside security cameras, this home provides peace of mind. This beautifully updated single family home features two primary bedrooms, one with a fully remodeled en-suite bath, the other offering a handicap-accessible bathroom with updates. The kitchen has been recently updated, and the home includes a cozy electric fireplace, sunroom, and separate dinning room. Enjoy the outdoors in your massive, newly cleared backyard, perfect for entertaining, with a built-in firepit already in place, and detached garage with electrical and window AC unit, able to be used for a workshop or extra space. Don't miss this rare opportunity with dual primary suites- ideal for multi-generational living, guests, or private office space!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,693
Property taxesest. at asking price, Clay County$751
Estimated total, before insurance$3,444/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,996/yr · $500/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,526 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,996/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $212/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4463 Tarragon Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNSApr 2026$505,000$2123/2.52,378270.2
2790 Tansy Avenue, Middleburg, FL 32068Listed by RIVER CITY RENTALS AND REALTYApr 2026$390,000$2173/21,80010.4
2774 Tansy Avenue, Middleburg, FL 32068Listed by CROSSVIEW REALTYJul 2026$450,000$2463/21,832500.5
3024 Longleaf Ranch Circle, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$415,000$2404/21,728120.7
2924 Squirrel Court, Middleburg, FL 32068Listed by REAL BROKER LLCMay 2026$535,000$2533/22,115290.7
2768 S Periwinkle Avenue, Middleburg, FL 32068Listed by CENTURY 21 INTEGRAApr 2026$460,000$2294/32,00640.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$510,000
Price / Sq Ft$212
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,403
Acres1.18 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryMiddleburg, reported on 31 other Black Creek Park listings
MiddleWilkinson, reported on 33 other Black Creek Park listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4410 Tarragon Avenue, Middleburg, FL 32068
Area144-Middleburg-SE
SubdivisionBlack Creek Park
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size51,400.8 sq ft
Parcel Number35052400669980200

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Detached, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringCarpet, Tile, Vinyl
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
SecuritySecurity Lights, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Screened
RoofShingle
Other StructuresShed(s)

Additional Information

Date ListedJanuary 31, 2026
Days on Market37
Tax Amount$5,995.58
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines