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Sold·Closed Mar 2, 2026·37 days on market
4410 Tarragon Avenue
Middleburg, FL 32068
About this home
Middleburg
Back on market - no fault of the sellers. Assumable VA Loan. Discover your perfect retreat on just over 1 acre in a peaceful, open-space neighborhood - No HOA or CDD fees! With only a 5 Year old roof and 6 year old HVAC, along with a water softener and outside security cameras, this home provides peace of mind. This beautifully updated single family home features two primary bedrooms, one with a fully remodeled en-suite bath, the other offering a handicap-accessible bathroom with updates. The kitchen has been recently updated, and the home includes a cozy electric fireplace, sunroom, and separate dinning room. Enjoy the outdoors in your massive, newly cleared backyard, perfect for entertaining, with a built-in firepit already in place, and detached garage with electrical and window AC unit, able to be used for a workshop or extra space. Don't miss this rare opportunity with dual primary suites- ideal for multi-generational living, guests, or private office space!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,526 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 13 mi · 4.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 4 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 6 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 12 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,996/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $212/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4463 Tarragon Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNS | Apr 2026 | $505,000 | $212 | 3/2.5 | 2,378 | 27 | 0.2 |
| 2790 Tansy Avenue, Middleburg, FL 32068Listed by RIVER CITY RENTALS AND REALTY | Apr 2026 | $390,000 | $217 | 3/2 | 1,800 | 1 | 0.4 |
| 2774 Tansy Avenue, Middleburg, FL 32068Listed by CROSSVIEW REALTY | Jul 2026 | $450,000 | $246 | 3/2 | 1,832 | 50 | 0.5 |
| 3024 Longleaf Ranch Circle, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jun 2026 | $415,000 | $240 | 4/2 | 1,728 | 12 | 0.7 |
| 2924 Squirrel Court, Middleburg, FL 32068Listed by REAL BROKER LLC | May 2026 | $535,000 | $253 | 3/2 | 2,115 | 29 | 0.7 |
| 2768 S Periwinkle Avenue, Middleburg, FL 32068Listed by CENTURY 21 INTEGRA | Apr 2026 | $460,000 | $229 | 4/3 | 2,006 | 4 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Mar 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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