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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·212 days on market·Recent sales in Jacksonville

8427 Horsebit Circle 283

Jacksonville, FL 32219

$287,000sold priceListed at $279,900 · 102.5% of asking$196/sqftMLS# 2120744
4
Beds
2
Baths
1,461
Sq Ft
2025
Built
2
Garage
No
Pool
FEMA Zone XHOA $86/mo4,792 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

INCENTIVES with special pricing - Closing costs & 4.99% fixed rate!! Discover your dream home with the thoughtfully designed Dogwood floorplan by Breeze Homes. Offering 1,461 sq. ft. of living space, this stunning home features 4 bedrooms and 2 beautifully designed baths. Step inside to find wood-look tile flooring throughout the main living areas and bathrooms, adding a touch of elegance and durability, while the cozy carpeted bedrooms provide a warm and inviting retreat. The kitchen is well designed, featuring granite countertops, a full suite of appliances, and counter seating to entertain or enjoy casual meals. Enjoy peace of mind with a builder warranty, ensuring quality craftsmanship, and take advantage of closing cost assistance, making homeownership more accessible than ever. Don't miss the opportunity to make this exceptional home yours - schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,590
Property taxesest. at asking price, Duval County$469
HOAbilled quarterly$86
Estimated total, before insurance$2,144/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,036/yr · $86/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$287,000
$57,400
Loan Term
Monthly Payment
$1,590
Principal & Interest: $1,590
Property taxes (est.): $469
Insurance (est.): $191
Estimated Total Monthly
$2,250
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$55,000$55,000—

2025 property taxes (current owner): $1,036/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$279,900
  • Jul 8, 2026Pending$279,900
  • Dec 8, 2025Listed$279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9048 Whinny Way Lot 271, Jacksonville, FL 32219Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$279,900$1924/21,4611220
8295 Horsebit Circle, Jacksonville, FL 32219Listed by LENNAR REALTY INCAug 2026$307,985$1813/21,703480.2
7231 Emily Meadow Way, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYOct 2026$290,990$2043/21,427840.3
9418 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$320,990$1884/21,706490.3
9422 Ella Point Drive, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$334,990$2084/21,607330.3
9218 Country House Drive, Jacksonville, FL 32219Listed by LENNAR REALTY INCSep 2026$330,000$1814/21,821650.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$279,900
Price / Sq Ft$192
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,461
Acres0.11 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address8427 Horsebit Circle 283, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionSaddle Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size4,791.6 sq ft
Parcel Number0034471760

Amenities

AmenitiesPool, Dog Park, Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesPantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedDecember 8, 2025
Days on Market212
HOA Fees$258 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesInternet
Tax Amount$1,035.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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