Sold·Closed Jun 5, 2026·160 days on market
7 Windsor Terrace
Palm Coast, FL 32164
About this home
Palm Coast
Welcome to modern Florida living in this beautifully maintained, nearly new home located in the desirable gated community of Whiteview Village. Built in 2023, this residence offers a clean, contemporary aesthetic paired with peaceful lakefront views, creating the perfect blend of style and serenity. The open-concept living space is filled with natural light and designed for both comfort and seamless entertaining. The kitchen showcases sleek finishes, solid-surface countertops, modern cabinetry with pull-out storage, and a gas range—ideal for everyday living or hosting guests with ease. Enjoy tranquil water views from the extended lanai, perfect for morning coffee, evening relaxation, or weekend gatherings. The backyard offers a peaceful setting overlooking the pond, adding both beauty and privacy to your outdoor living experience. Additional features include energy-efficient upgrades such as a solar attic fan, premium ceiling fans throughout, rain gutters, and low monthly HOA fees.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,802 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,154/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $200/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 20 Wood Aspen Lane, Palm Coast, FL 32164Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Mar 2026 | $345,000 | $212 | 3/2 | 1,631 | 9 | 0.4 |
| 24 Westfalls Lane, Palm Coast, FL 32164Listed by LANTERN REALTY, LLC. | Sep 2026 | $299,500 | $199 | 3/2 | 1,504 | 71 | 0.6 |
| 23 Westfield Lane, Palm Coast, FL 32164Listed by HERRON REAL ESTATE LLC | Sep 2026 | $270,000 | $158 | 3/2 | 1,713 | 289 | 0.7 |
| 121 Whippoorwill Drive, Palm Coast, FL 32164Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $237,500 | $159 | 4/2 | 1,497 | 10 | 0.8 |
| 5 White Hall Drive, Palm Coast, FL 32164Listed by EXP REALTY LLC | Oct 2026 | $244,000 | $196 | 3/2 | 1,247 | 6 | 1.1 |
| 6 Montauk Court, Palm Coast, FL 32164Listed by WATSON REALTY CORPORATION | Jun 2026 | $325,000 | $199 | 3/2 | 1,631 | 62 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NAVY TO NAVY HOMES LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines