This home is in Jacksonville.
Sold·Closed Aug 28, 2026·243 days on market·Recent sales in Jacksonville
8499 Bandera Circle W
Jacksonville, FL 32244
About this home
Jacksonville
4BR 2BA 2455 SF, All Brick ,2 car garage in desirable Chimney Lakes. Many upgrades including updated-upgraded kitchen and baths,, flooring, shiplap walls, 2 fire places one, electric the other wood burning. This home features an exceptionally large kitchen/breakfast area to host all your family gatherings, lots of storage. Beautifully landscaped yard, Spacious rooms Side entry garage off cul de sac. Newer roof and HVAC system Chimney Lakes offers 14 lakes, three parks, walking trails, a recreation center for homeowners, a pool, a kids' pool, tennis courts, volleyball court, basketball court, baseball field and a covered pavilion that residents enjoy on a daily basis. A white gazebo on scenic Twin Lakes is a popular place for residents' parties and weddings. Close to shopping, EZ commute to NAS JAX
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,708 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $302,995 | $110,711 | — |
| 2024 | $303,372 | $106,884 | ▲ $14,894 |
| 2023 | $314,299 | $102,315 | — |
| 2022 | $282,734 | $97,879 | ▲ $26,737 |
| 2021 | $215,812 | $93,572 | — |
| 2020 | $196,419 | $91,590 | — |
2025 property taxes (current owner): $2,493/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 6, 2026Closed$359,900
- Jul 22, 2026Active Under Contract$359,900
- Nov 21, 2025Listed$359,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $147/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8603 Beresford Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $360,000 | $196 | 4/2 | 1,833 | 54 | 0.5 |
| 9314 Bruntsfield Drive, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $333,000 | $173 | 3/2 | 1,925 | 46 | 0.7 |
| 8531 Longford Drive, Jacksonville, FL 32244Listed by WATSON REALTY CORP | Aug 2026 | $299,900 | $132 | 4/2 | 2,266 | 8 | 0.7 |
| 8382 Chason Road W, Jacksonville, FL 32244Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $330,000 | $161 | 4/3 | 2,056 | 15 | 0.8 |
| 3195 Stonebrier Ridge Drive, Orange Park, FL 32065Listed by CENTURY 21 LIGHTHOUSE REALTY | Aug 2026 | $410,000 | $189 | 4/2 | 2,172 | 17 | 0.8 |
| 9462 Adelaide Drive, Jacksonville, FL 32244Listed by MCGUIRE REALTY GROUP | Aug 2026 | $324,000 | $170 | 3/2 | 1,906 | 1 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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