Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Dec 29, 2025·5 days on market

6904 County Road 214

Melrose, FL 32666

$283,000sold priceListed at $289,900 · 97.6% of asking$187/sqftMLS# 2118846
3
Beds
2
Baths
1,517
Sq Ft
1960
Built
2
Garage
No
Pool
No HOA1.29 acresWaterfrontSingle Family Residence1 story

About this home

Melrose

Step into this charming home that's been lovingly cared for over the years- solidly built, full of character, and ready for its next chapter! This 3-bedroom, 2-bath block home offers the perfect blend of comfort, warmth, and lakefront living. Inside, you'll feel the pride of ownership throughout every room. This home is meticulously maintained, offering that hard-to-find charm you simply can't recreate. The enclosed back patio is bright, peaceful, and perfect for watching birds over morning coffee or winding down at sunset. Just outside, an open deck overlooks the lake, giving you a front-row seat to water views year-round. With furnishings included, this property is truly turnkey- ideal as a family vacation retreat or a high-demand investment rental. Whether you want a quiet getaway, a full-time residence, or a smart income-producing opportunity, this home checks every box. Don't miss your chance to own lakefront charm with unbeatable value and endless potential!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,568
Property taxesest. at asking price, Clay County$434
Estimated total, before insurance$2,001/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$283,000
$56,600
Loan Term
Monthly Payment
$1,568
Principal & Interest: $1,568
Property taxes (est.): $434
Insurance (est.): $189
Estimated Total Monthly
$2,190
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,314 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8093 Breezy Point Road E, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$260,000$1373/31,892700
6930 County Road 214, Melrose, FL 32666Listed by EPIQUE REALTY, INCJun 2026$180,000$1213/21,488560.1
8160 Alderman Road, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC.Jun 2026$257,000$1812/21,4163050.9
6306 Baker Road, Keystone Heights, FL 32656Listed by CB ISAAC REALTYMay 2026$339,500$1784/21,9061411
7980 State Road 100, Keystone Heights, FL 32656Listed by BOLD CITY REALTY GROUP INCSep 2026$350,000$2073/21,690751.4
6204 Blue Marlin Drive, Keystone Heights, FL 32656Listed by TPR REAL ESTATE GROUP INCSep 2026$420,000$2324/21,810661.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,900
Price / Sq Ft$191
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,517
Total Structure Area1,706 sq ft
Acres1.29 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address6904 County Road 214, Melrose, FL 32666
Area151-Keystone Heights
SubdivisionMetes & Bounds
CityMelrose
CountyClay
StateFL
Zip Code32666
Lot Size56,061.72 sq ft
Parcel Number32082300488300000
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached, Garage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesDock
Patio / PorchDeck, Rear Porch
FencingChain Link
RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedNovember 20, 2025
Days on Market5
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines