8786 Spring Harvest Lane E

Jacksonville, FL 32244

$1,950/moMLS# 2118097

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

ARTHUR COX · EXP REALTY LLC artielistshomes@gmail.com

Beds

Baths

2,004

Sq Ft

1994

Built

Garage

Pool

About this home

Jacksonville

rent month to month lease to own vacant and ready to rent in a very family friendly neighborhood

Cost to own

Mortgage calculator

Home Price

$1,950

Down Payment: 20%

$390

Interest Rate: 6.69%

Loan Term

Monthly Payment

$10

Principal & Interest: $10

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$15

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$278,318	$278,318	—
2024	$280,300	$111,053	▲ $12,565
2023	$292,773	$106,363	—
2022	$262,932	$101,809	▲ $23,791
2021	$204,599	$97,388	—
2020	$156,259	$64,908	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.