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Sold·Closed Dec 30, 2025·24 days on market
37299 Oxford Street
Hilliard, FL 32046
About this home
Hilliard
: Welcome to your next investment opportunity. This property is zoned R2 and offers multiple possibilities whether you're looking to use it again as a church, convert it to a residence, or develop it for a future business. Situated on a beautifully maintained 2-acre corner lot at CR 108 and Oxford Street, the land is cleared and dotted with large pines and magnolias, providing a serene and inviting setting. The property lies within city limits with city water and sewer available. A small building currently used as a church features a 24x23 auditorium. Inside, there are two restrooms conveniently located off the foyer and two small storage rooms on each side of the podium area. Outside, the property includes a storage building being used as a church hall with a covered walkway and a covered carport.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,678 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Ralph E. Simmons Memorial State Forestabout 7 mi · 13.4 mi of trails
Closest public boat ramp
Walker Landing (aka. Scott's Landing)about 7 mi · St. Marys River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 13 mi · Boggy Creek
Closest grocery store
Winn-Dixieabout 2 mi · 550969 US Hwy 1, Hilliard
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $238/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 37296 New Oak Street, Hilliard, FL 32046Listed by MOMENTUM REALTY | Aug 2025 | $227,500 | $212 | 2/2 | 1,075 | 1 | 0.2 |
| 37206 Cypress Lane, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTY | May 2026 | $195,000 | $143 | 2/1 | 1,362 | 68 | 0.3 |
| 37011 Cypress Lane, Hilliard, FL 32046Listed by NON MLS (realMLS) | Jun 2025 | $288,500 | $222 | 3/2 | 1,302 | 31 | 0.3 |
| 37445 Orange Street, Hilliard, FL 32046Listed by 3M REALTY GROUP LLC | Oct 2025 | $200,000 | $183 | 3/1 | 1,092 | 181 | 0.4 |
| 361927 Pine Street, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLC | Apr 2026 | $299,900 | $268 | 3/2 | 1,120 | 24 | 0.5 |
| 37320 W Seventh Street, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC | May 2025 | $265,000 | $225 | 3/2 | 1,180 | 7 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Dec 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines



