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Sold

Sold·Closed Oct 31, 2025·181 days on market

37445 Orange Street

Hilliard, FL 32046

$200,000sold priceListed at $199,900 · 100.1% of asking$183/sqftMLS# 2079989
3
Beds
1
Baths
1,092
Sq Ft
1924
Built
—
Garage
No
Pool
No HOA14,810 sqft lotSingle Family Residence1 story

About this home

Hilliard

Come take a gander at this oldie but goodie house in the town limits of Hilliard. Fresh finishes throughout including new carpet. House sits on a large corner lot with city water and sewer services. No well and septic headaches to worry about. PVC plumbing, inside laundry room and central heat and air. Move in ready but ready from some personal touches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,099
Property taxesest. at asking price, Nassau County$276
Estimated total, before insurance$1,375/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,282/yr · $190/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1924)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,681 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:35 AM, sunset 6:49 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,282/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
37375 Mill Street, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTYJul 2025$235,000$1683/11,4001650.1
37299 Oxford Street, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$207,000$1971/11,050240.4
361927 Pine Street, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLCApr 2026$299,900$2683/21,120240.5
37320 W Seventh Street, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCMay 2025$265,000$2253/21,18070.5
37296 New Oak Street, Hilliard, FL 32046Listed by MOMENTUM REALTYAug 2025$227,500$2122/21,07510.6
37111 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$292,900$2353/21,249250.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,900
Price / Sq Ft$183
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,092
Acres0.34 acres
Year Built1924
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address37445 Orange Street, Hilliard, FL 32046
Area491-Hillard
SubdivisionHilliard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size14,810.4 sq ft
Parcel Number083N24238000430031
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport, Detached, Off Street

Interior

AppliancesConvection Oven, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingElectric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Porch
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street, County Road

Additional Information

Date ListedNovember 2, 2025
Days on Market181
Tax Amount$2,281.64
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 3M REALTY GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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