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Sold·Closed Dec 19, 2025·22 days on market
20 Porto Mar 601
Palm Coast, FL 32137
About this home
Palm Coast
Enjoy beautiful sunrises and spectacular sunsets from this 6th floor OCEAN FRONT condo in the gated community of Hammock Dunes. Luxury living at its best in this 4 BEDROOM, 3.5 BATH condo that lives large with just under 3000 square feet of open concept, family gathering areas, but enough bedrooms for everyone to have their privacy. STEPS TO THE BEACH, EAST AND WEST BALCONIES, UNDERGROUND PARKING FOR 2 CARS, AMENITIES INCLUDE POOL, SPA, OUTDOOR COOKING FACILITIES, SOCIAL ROOM, THEATER ROOM AND FITNESS CENTER, NEW AC'S,(10/25) APPLIANCES (TOP OF THE LINE in 2022) It is rare to find an ocean front condo of this size in a gated community. Live in a stunning ocean front condo and enjoy a luxurious lifestyle in Hammock Dunes. Miles of pristine beaches to walk and enjoy the sunrise from your east balcony. From the west balcony you will enjoy glorious sunsets overlooking the Tom Fazio golf course. The interior presents a modern but warm and gracious open floor plan.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,821 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 10 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 7 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 3 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 3 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 17 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $16,910/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $566/sq ft; this home is listed at $576/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 19 Avenue De La Mer 705, Palm Coast, FL 32137Listed by WATSON REALTY CORPORATION | Apr 2026 | $1,325,000 | $566 | 2/2.5 | 2,340 | 81 | 0.2 |
| 85 Avenue De La Mer 603, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALS | Jan 2026 | $1,595,000 | $593 | 4/3.5 | 2,690 | 18 | 0.3 |
| 106 Club House Drive 211, Palm Coast, FL 32137Listed by COMPASS FLORIDA LLC | Nov 2025 | $565,000 | $216 | 3/3 | 2,611 | 70 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines