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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jan 21, 2026·62 days on market

36230 Pine Street

Hilliard, FL 32046

$315,000sold priceListed at $325,000 · 96.9% of asking$198/sqftMLS# 2113527
3
Beds
2
Baths
1,589
Sq Ft
1972
Built
1
Garage
No
Pool
No HOA0.51 acresSingle Family Residence1 story

About this home

Hilliard

Welcome to a home that offers comfort and space and sits on a roomy 0.51 lot inside Hilliard City limits, this 3-bedroom, 2-bathroom brick house is ready for its next chapter—and it just might be with you. Step inside and appreciate this well built maintained home. Home features dining room, living room and an additional space that could be used for multiple possibilities such as an office or playroom. Kitchen with newer stainless steel appliance and eat in bar. Tile flooring throughout in the common areas. New carpet in the bedrooms. Bedrooms have walk in closets. One car garage. Huge attic space for storage. Fenced in back yard. Additional shed for storage. Roof is 2016. HVAC is 2021. New Hot water heater. Schedule your showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Nassau County$435
Estimated total, before insurance$2,180/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$561/yr · $47/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2016 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $561/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2720 Crystal Place, Hilliard, FL 32046Listed by UNITED REAL ESTATE GALLERYMar 2026$275,000$1563/21,760480.6
37120 S Oak Street, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAMay 2026$410,000$2553/21,609550.7
27112 Lake Drive, Hilliard, FL 32046Listed by REMI REALTY, LLCMar 2026$335,000$1943/21,728110.7
37069 Lee Street, Hilliard, FL 32046Listed by WATSON REALTY CORPOct 2025$365,000$2043/21,786220.8
37206 Cypress Lane, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTYMay 2026$195,000$1432/11,362681.1
37280 New Oak Street, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTYOct 2025$380,000$2573/21,476761.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$205
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,589
Acres0.51 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard
HighHilliard

Community Information

Address36230 Pine Street, Hilliard, FL 32046
Area491-Hillard
SubdivisionHilliard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size22,215.6 sq ft
Parcel Number173N24202000520020

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1

Exterior

RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedOctober 16, 2025
Days on Market62
Tax Amount$560.5
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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