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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold·Closed Dec 2, 2025·43 days on market·Recent sales in Jacksonville Beach

125 13th Avenue N

Jacksonville Beach, FL 32250

$450,000sold priceListed at $525,000 · 85.7% of asking$401/sqftMLS# 2113065
2
Beds
1.5
Baths
1,122
Sq Ft
1985
Built
—
Garage
No
Pool
No HOATownhouse2 stories

About this home

Jacksonville Beach

Just two blocks from the sand and surf, this beautifully maintained 2-bedroom, 1.5-bath townhome captures the essence of coastal living in the heart of Jacksonville Beach. Step outside and feel the ocean breeze your morning walks, evening sunsets, and weekend surf sessions are all just moments away. Part of a quiet 4-unit townhome building, this home offers the perfect balance of privacy and low-maintenance living while keeping you close to everything you love about Jax Beach. Inside, an open-concept layout welcomes you with bright, airy living spaces and updated finishes. The kitchen flows seamlessly into the dining and living areas perfect for hosting friends after a day in the sun. Upstairs, you'll find two spacious bedrooms with ample closet space and a stylish full bath with modern fixtures. Enjoy your private outdoor patio for morning coffee or evening cocktails as you unwind to the sound of the waves.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, Duval County$735
Estimated total, before insurance$3,227/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,201/yr · $600/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,796 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,201/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 13, 2025Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $383/sq ft; this home is listed at $468/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
320 13th Avenue, Jacksonville Beach, FL 32250Listed by RE/MAX UNLIMITEDJul 2026$380,000$3422/1.51,110830.1
380 13th Avenue N, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYApr 2026$424,900$3832/1.51,1103110.2
1030 4th Street 1B, Jacksonville Beach, FL 32250Listed by PURSUIT REAL ESTATE, LLCJun 2026$329,000$3452/295460.3
525 3rd Street N 315, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCJun 2026$465,000$3392/21,373510.6
386 1st Street S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$520,000$4083/21,2752991.2
411 1st Street S 202, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJun 2026$534,000$5392/2990791.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$468
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,122
Year Built1985
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address125 13th Avenue N, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionJacksonville Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1739850010
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot

Interior

AppliancesDryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

FencingBack Yard
RoofShingle

Additional Information

Date ListedOctober 13, 2025
Days on Market43
Tax Amount$7,200.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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