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Sold·Closed Feb 11, 2026·103 days on market
23583 Bahama Point 1521
Fernandina Beach, FL 32034
About this home
Fernandina Beach
PRICE DROP! Amelia Lakes CONDO with LAKE VIEW! Located in the quiet, private section of this PET-FRIENDLY - GATED community, this exceptionally clean Upper Unit (NO NOISE FROM ABOVE!) features white cabinets, fresh paint and carpet, marble tile floors, and a screened balcony with storage closet. Updates include HVAC (2022), Water Heater (2018), and WASHER/DRYER INCLUDED. Enjoy low-maintenance living with LOW CONDO FEES covering water, sewer, trash, and building insurance. Community amenities include a pool with fitness center, tennis court, lakefront deck, car wash station, and playground. Convenient to shopping, dining, Amelia Island beaches, historic Fernandina Beach, and Jacksonville International Airport. Perfect for full-time living, a vacation getaway, or investment property! NO milestone or SIRS reports required. WELL FUNDED HOA —buildings repainted in 2024 and roads repaved. Furnishings negotiable. 3-month minimum rental. Schedule your private tour today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,719 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 40, S Fletcher Ave. & Pascoabout 5 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 6 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 3 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 6 mi · Egan's Creek
Closest grocery store
Walmart Supercenterabout 0.6 mi · 464016 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $247/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 31183 Paradise Cmns 721, Fernandina Beach, FL 32034Listed by MOSS REALTY | Jun 2026 | $170,000 | $211 | 1/1 | 806 | 72 | 0.1 |
| 23583 Bahama Point 1526, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Apr 2026 | $167,000 | $207 | 1/1 | 806 | 15 | 0.1 |
| 31255 Paradise Commons 921, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Sep 2025 | $168,000 | $208 | 1/1 | 806 | 17 | 0.1 |
| 31255 Paradise Commons 915, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | May 2025 | $240,000 | $298 | 1/1 | 806 | 45 | 0.1 |
| 30908 Paradise Cmns 125, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2025 | $180,000 | $223 | 1/1 | 806 | 165 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER THE AMELIA GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines