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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Dec 10, 2025·45 days on market

3 Unique Court

Palm Coast, FL 32164

$455,000sold priceListed at $475,900 · 95.6% of asking$354/sqftMLS# 2112135
6
Beds
4
Baths
1,287
Sq Ft
2020
Built
2
Garage
No
Pool
No HOA13,939 sqft lotDuplex

About this home

Palm Coast

Incredible Investment Opportunity!! Welcome to 3 Unique Ct Unit, a charming duplex tucked away in the peaceful Seminole Woods area of Palm Coast. This well-kept home sits on a quiet cul-de-sac surrounded by tall pines, offering privacy and tranquility while still being minutes from shops, restaurants, and I-95. Inside, you'll find an open layout with plenty of natural light, spacious bedrooms, and a cozy living area perfect for relaxing or entertaining. A rare find in a desirable, growing neighborhood, ideal for investors, or anyone seeking comfort and convenience on Florida's beautiful coast.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Estimated total, before insurance$2,520/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,126/yr · $511/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Insurance (est.): $303
Estimated Total Monthly
$2,824
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,126/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2025Listed$475,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $496/sq ft; this home is listed at $370/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9 Untermeyer Place, Palm Coast, FL 32164Listed by SUNCOAST PROPERTY MANAGEMENT LLCNov 2025$485,000$4964/49771150.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,900
Price / Sq Ft$370
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage1,287
Acres0.32 acres
Year Built2020
TypeResidential Income
Sub-TypeDuplex
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address3 Unique Court, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Woods
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size13,939.2 sq ft
Parcel Number0711317057004400060

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Gated

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air

Exterior

Lot DescriptionCleared
RoofShingle
Road SurfaceConcrete

Additional Information

Date ListedOctober 6, 2025
Days on Market45
Tax Amount$6,126.45
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
New ConstructionNo

Listing Courtesy of: SUNCOAST PROPERTY MANAGEMENT LLC

Sold by: SUNCOAST PROPERTY MANAGEMENT LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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