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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Mar 16, 2026·95 days on market·Recent sales in Atlantic Beach

951 Paradise Circle

Atlantic Beach, FL 32233

$812,000sold priceListed at $835,000 · 97.2% of asking$320/sqftMLS# 2111682
4
Beds
3
Baths
2,534
Sq Ft
2014
Built
2
Garage
No
Pool
HOA $84/mo8,712 sqft lotSingle Family Residence2 stories

About this home

Atlantic Beach

Hidden gem in Atlantic Beach's gated Paradise Preserve—picture-perfect with sidewalks, winding streets, and oak canopies. Backing to Dutton Island Preserve, enjoy breathtaking sunsets by kayak or paddleboard, acres of trails, birdwatching, and camping—all in your backyard. Tucked in a cul-de-sac with a white picket fence and dreamy front porch, this home welcomes morning coffee moments while neighbors stroll with their dogs. Inside, hand-scraped hardwoods, high ceilings, and barn doors open to an office/4th BR. The updated kitchen shines with designer finishes, fireplace warmth, and a walk-in pantry. A backyard built for gatherings offers firepit nights or football watch parties. Immaculate and move-in ready, there's nothing to change! Minutes to Donner Park's splash pad, pickleball, and playground—or hop on a bike/golf cart to the beach and Atlantic Beach Town Center. Imagine raising kids here, walking your dog at sunset, and paddling at Dutton Island. This is AB living at its Finest

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,498
Property taxesest. at asking price, Duval County$1,326
HOAbilled annually$84
Estimated total, before insurance$5,908/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,318/yr · $777/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$812,000
$162,400
Loan Term
Monthly Payment
$4,498
Principal & Interest: $4,498
Property taxes (est.): $1,326
Insurance (est.): $541
Estimated Total Monthly
$6,365
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$725,662$541,938—
2024$670,330$525,958▲ $32,020
2023$559,183$509,183—
2022$546,254$496,254—
2021$418,835$415,339—
2020$377,581$377,581—

2024 property taxes (current owner): $9,318/yr

Estimated taxes if purchased at asking price: ~$15,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $384/sq ft; this home is listed at $330/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2258 Sandy Bay Lane, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLCSep 2026$525,000$2873/2.51,828390.7
466 Mako Drive, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$683,000$3494/21,95781.1
1905 Sevilla Boulevard W, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$3843/2.52,60201.2
1656 Park Terrace W, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYSep 2026$1,850,000$8174/32,26311.2
13827 Longs Landing Road E, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$893,000$2955/3.53,027541.3
1826 Tierra Verde Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$772,000$4263/21,8121261.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$835,000
Price / Sq Ft$330
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,534
Total Structure Area3,388 sq ft
Acres0.20 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address951 Paradise Circle, Atlantic Beach, FL 32233
Area233-Atlantic Beach-West
SubdivisionParadise Preserve
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size8,712 sq ft
Parcel Number1723760070
ZoningResidential

Amenities

AmenitiesGated, Maintenance Grounds
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane, Other
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, On Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Sink, Upper Level
SecurityFire Sprinkler System, Security Gate, Security System Owned, Smoke Detector(s), Other

Exterior

Exterior FeaturesCourtyard, Fire Pit, Outdoor Shower, Other
Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced, Vinyl
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 2, 2026
Days on Market95
HOA Fees$1,013 / Annually
HOA FrequencyAnnually
HOA NameParadise Preserve
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,318.21
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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