Sold·Closed Sep 3, 2026·18 days on market
499 58th Street
Keystone Heights, FL 32656
About this home
Keystone Heights
Nestled beneath a canopy of beautiful, mature oak trees, this charming 3-bedroom, 1.5-bath home is full of character and peaceful country appeal. Tucked away on a quiet street just minutes from town, you'll enjoy the perfect balance of privacy and convenience. Step inside an inviting open-concept living space featuring stylish concrete countertops, open shelving, with plenty of room to cook and converse with friends and family. There is also a spacious laundry room just off the kitchen with plenty of room for storage. Outside, you'll find a thousand square feet of decks that invite you to relax with your morning coffee or unwind after a long day. There is an outdoor shower perfect for rinsing off after gardening or simply enjoying the fresh air. A bonus to the property is 1/20 ownership interest in Tract E, located in the back of the property, which accesses Lil Lake Bedford. There is a 12 x 24 aluminum shed on the property with electricity. This charming property is a must see today.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1960)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,036 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Sep 4, 2026Closed$229,000
- Aug 3, 2026Pending$229,000
- Jul 20, 2026Active$229,000
- Jul 15, 2026Pending$229,000
- Jul 11, 2026Listed$229,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $154/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5756 S 55th Terrace, Keystone Heights, FL 32656Listed by MODERN REALTY OF FLORIDA | Jul 2026 | $170,000 | $99 | 2/2 | 1,716 | 244 | 0.4 |
| 7015 King Street, Keystone Heights, FL 32656Listed by CB ISAAC REALTY | Jun 2025 | $375,000 | $284 | 2/1 | 1,320 | 157 | 0.5 |
| 628 SE 52nd Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTY | Jun 2026 | $294,500 | $250 | 3/2 | 1,176 | 20 | 0.6 |
| 688 SE 53rd Street, Keystone Heights, FL 32656Listed by CW REALTY | Jun 2025 | $352,900 | $227 | 3/2 | 1,557 | 9 | 0.6 |
| 6737 Highland Drive, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $225,000 | $128 | 4/2 | 1,763 | 56 | 0.9 |
| 885 SE 51st Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2025 | $315,000 | $203 | 3/2 | 1,555 | 13 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 LAKESIDE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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