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Sold

Sold·Closed Nov 14, 2025·5 days on market

4348 Eli Whitney Drive

Middleburg, FL 32068

$316,500sold priceListed at $319,900 · 98.9% of asking$239/sqftMLS# 2110134
3
Beds
2
Baths
1,322
Sq Ft
1994
Built
2
Garage
No
Pool
No HOA1.03 acresSingle Family Residence1 story

About this home

Middleburg

You will call this one home for sure! This 1994 custom-built Coursey Construction 3 bedroom, 2 bath home is tucked in a very quiet neighborhood on just over an acre, offering a country feel yet close to shopping. The open floor plan features wood & tile flooring throughout and a cozy wood-burning fireplace, perfect for the holidays, fenced backyard with concrete patio, shed and wooded area. Updates include a new water heater (2025) and new electrical panel (2025). Roof will be replaced at closing with architectural shingles! Close access to Middleburg's Main Street single boat ramp on Black Creek with restroom facility, pavilion & picnic area, playground, and scenic boardwalks through the wetlands. Don't miss this one you won't be disappointed!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,726
Property taxesest. at asking price, Clay County$485
Estimated total, before insurance$2,211/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,991/yr · $166/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,991/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4395 Eli Whitney Drive, Middleburg, FL 32068Listed by WATSON REALTY CORPOct 2026$390,990$2793/21,401770.2
45 Mint Circle, Middleburg, FL 32068Listed by HASSLE-FREE REALTY LLCAug 2026$376,000$2514/21,496160.8
128 Sesame Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$310,000$1813/21,716360.8
45 Mint Circle, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEMay 2026$225,000$1504/21,496400.8
4143 Everett Avenue, Middleburg, FL 32068Listed by DALTON WADE INCJul 2026$470,000$3403/21,38290.9
37 Azalea Avenue, Middleburg, FL 32068Listed by REAL BROKER LLCMay 2026$349,990$2203/21,593180.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,900
Price / Sq Ft$242
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,322
Acres1.03 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryMiddleburg, reported on 2 other Gin House Landing listings
MiddleWilkinson, reported on 2 other Gin House Landing listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4348 Eli Whitney Drive, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionGin House Landing
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size44,866.8 sq ft
Parcel Number10052400596600235

Amenities

UtilitiesCable Connected, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity System Owned

Exterior

Lot DescriptionWetlands, Wooded
Patio / PorchPatio, Rear Porch
FencingBack Yard, Chain Link
Other StructuresShed(s)

Additional Information

Date ListedSeptember 25, 2025
Days on Market5
Tax Amount$1,991.05
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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