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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Mar 6, 2026·109 days on market

45112 Second Avenue

Callahan, FL 32011

$80,000sold priceListed at $134,999 · 59.3% of asking$110/sqftMLS# 2109870
1
Beds
1
Baths
728
Sq Ft
1955
Built
—
Garage
No
Pool
No HOA9,583 sqft lotSingle Family Residence1 story

About this home

Callahan

COZY & QUAINT home located in the heart of Callahan is ready for some special touches to make it YOUR own! This spacious 1 bedrtoom house could be easily converted to 2 bedrooms. Offering a galley style kitchen area, large family room, covered front porch & fenced front yard, perfect for those fur babies! 2 driveways make it easy for parking or to utilize a circular drive. Roof is approx 5 years old. AC has been serviced regularly and works great! Water heater is only 2 years old.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$440
Property taxesest. at asking price, Nassau County$110
Estimated total, before insurance$550/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,158/yr · $180/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,516 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,158/yr

Estimated taxes if purchased at asking price: ~$1,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $87/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
541746 Lem Turner Road, Callahan, FL 32011Listed by KELLER WILLIAMS FIRST COAST REALTYJul 2025$50,000$872/1572721.8
44161 Lee Drive, Callahan, FL 32011Listed by SUNSET CAPITAL COMMERCIAL LLCAug 2026$65,500$732/189602.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$134,999
Price / Sq Ft$185
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage728
Acres0.22 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryCallahan, reported on 16 other Callahan listings
MiddleCallahan, reported on 16 other Callahan listings
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address45112 Second Avenue, Callahan, FL 32011
Area490-Callahan
SubdivisionCallahan
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size9,583.2 sq ft
Parcel Number292N25316000020066
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway

Interior

AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
# of Stories1

Exterior

RoofMetal

Additional Information

Date ListedSeptember 22, 2025
Days on Market109
Tax Amount$2,157.94
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PALM III REALTY AND PROPERTY M

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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