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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Nov 21, 2025·41 days on market

87 Selma Trail

Palm Coast, FL 32164

$500,000sold priceListed at $515,000 · 97.1% of asking$242/sqftMLS# 2108631
4
Beds
2
Baths
2,063
Sq Ft
2005
Built
2
Garage
Yes
Pool
No HOA13,504 sqft lotSingle Family Residence1 story

About this home

Palm Coast

HAVE A BOAT, CAMPER OR WORK TRUCK??? We've got you''Covered'' with a 12 Foot High Garage! This is a Completely Remastered Home With: Luxury Vinyl Plank Flooring & Ceramic Tile Throughout, Completely Remodeled Kitchen With: Quartz Countertops & Kitchen Island, Soft-Close Cabinets, New Samsung Stainless Steel Appliances & Stylish Tile Backsplash. Both Bathrooms have been Completely Remodeled. New Lighting & Plumbing Fixtures Throughout. There's Even a Decorative Electric Fireplace in the Family Room & Vaulted Ceilings. The Heated Pool & Spa are Newly Resurfaced with Aqua Blue Finish & A Glass Tile Design. There's a 6 Car Driveway & Fully Updated Landscaping. All This on a Huge Oversized Fully Fenced Corner Lot for Total Privacy. * ROOF 2024 * WATER HEATER 2021 * A/C 2018 * NEW SHED & GUTTERS 2025 * YOU DEFINITELY WILL WANT TO CHECK THIS ONE OUT!!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,726
Estimated total, before insurance$2,726/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,345/yr · $445/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:36 AM, sunset 6:40 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,345/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $250/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7 Smokehouse Place, Palm Coast, FL 32164Listed by WATSON REALTY CORPSep 2026$327,000$1474/22,2292220.7
17 Sleigh Bell Place, Palm Coast, FL 32164Listed by DJ & LINDSEY REAL ESTATEAug 2026$365,000$2044/21,787771
51 Sentinel Trail, Palm Coast, FL 32164Listed by NAVY TO NAVY HOMES LLCSep 2026$370,000$1574/32,363651.1
14 Sea Serpent Trail E, Palm Coast, FL 32164Listed by DJ & LINDSEY REAL ESTATEMay 2026$399,900$2023/21,98351.2
41 Slipper Trail, Palm Coast, FL 32164Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$280,000$1873/21,4991421.5
85 Sloganeer Trail, Palm Coast, FL 32164Listed by ENDLESS SUMMER REALTYJul 2026$299,000$1674/21,787311.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$515,000
Price / Sq Ft$250
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,063
Total Structure Area2,679 sq ft
Acres0.31 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated, Screen Enclosure
Is WaterfrontNo
Direction FacesNorth

School Information

This listingNo schools reported in the MLS
ElementaryBunnell, reported on 11 other Seminole Woods listings
MiddleBuddy Taylor, reported on 14 other Seminole Woods listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address87 Selma Trail, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Woods
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size13,503.6 sq ft
Parcel Number0711317058006800010
ZoningMulti Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage
ViewPool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit
Spa FeaturesIn Ground, Heated, Private

Exterior

Lot DescriptionCorner Lot, Irregular Lot, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Patio, Rear Porch, Screened
FencingFull, Vinyl
RoofShingle
ConstructionBlock, Concrete, Stucco
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedSeptember 13, 2025
Days on Market41
Tax Amount$5,344.61
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY EXCHANGE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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