$419,9005 bd · 3 ba · 2,237 sq ft
Active·53 days on market
4048 Edgeland Trail
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
**FULLY UPDATED**NEW ROOF**GATED COMMUNITY** Experience luxury living in the prestigious Ravines Community! This stunning home is FULLY UPDATED INSIDE AND OUT, featuring a new roof, NEW HVAC, and FRESH EXTERIOR PAINT, all nestled in a secure gated community. Inside, you will find stylish LVP flooring and elegant finishes throughout an open layout with a SPLIT BED FLOOR PLAN. The spacious living room boasts a soaring vaulted ceiling, a cozy fireplace, and plenty of space for gathering. The gorgeous kitchen features quartz countertops, soft close cabinetry, NEW STAINLESS STEEL APPLIANCES, a convection oven with an air fryer feature, and a fridge with a whiskey ball ice maker! Enjoy a versatile BONUS ROOM for an office or den, plus a private 5th bedroom with an en-suite bathroom. The updated primary suite offers double vanities, a walk-in shower with floor to ceiling tile, an elegant garden tub, and his & hers closets. Step outside to a partially FENCED YARD complete with an irrigation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,740 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 11 mi · 4.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 1 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 5 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 10 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:46 AM, sunset 5:36 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,002/yr
Estimated taxes if purchased at asking price: ~$7,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 4, 2026Price change$419,900−$4,900
- Nov 2, 2026Price change$424,800−$100
- Oct 19, 2026Price change$424,900−$100
- Oct 6, 2026Price change$425,000−$9,900
- Sep 26, 2026Price change$434,900−$10,000
- Sep 14, 2026Active$444,900
- Sep 11, 2026Listed$444,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4032 Edgeland Trail, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLC | Oct 2026 | $395,000 | $172 | 4/2 | 2,292 | 108 | 0.1 |
| 3967 Lake Crest Terrace, Middleburg, FL 32068Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $347,500 | $153 | 4/3 | 2,274 | 96 | 0.1 |
| 3923 Lake Crest Terrace, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $315,000 | $156 | 4/2 | 2,020 | 10 | 0.1 |
| 3804 Nature Walk Court, Middleburg, FL 32068Listed by REALHOME SERVICES AND SOLUTIONS INC | Sep 2026 | $255,150 | $123 | 5/3 | 2,067 | 100 | 0.2 |
| 2725 Ravine Hill Drive, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $340,000 | $149 | 4/2.5 | 2,280 | 129 | 0.3 |
| 3114 Zeyno Drive, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLC | Sep 2026 | $281,500 | $175 | 3/2 | 1,608 | 149 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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