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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

$450,000Sold5 bd · 4 ba · 3,622 sq ft

Sold·Closed Apr 14, 2026·167 days on market

1218 Wetland Ridge Circle

Middleburg, FL 32068

$450,000sold priceListed at $460,000 · 97.8% of asking$124/sqftMLS# 2106446
5
Beds
4
Baths
3,622
Sq Ft
2015
Built
2
Garage
No
Pool
HOA $8/mo8,276 sqft lotSingle Family Residence2 stories

About this home

Middleburg

A Rare Find with Unmatched Privacy & Space! Welcome to this incredible 5-bed, 4-bath home, a true gem in the highly sought-after Pine Ridge neighborhood. Adding to its appeal, this property qualifies for the USDA zero-down loan program AND seller is offering a $5,000 credit to buyer towards closing costs, rate buydown or flooring allowance with acceptable offer! This rare, private lot offers tranquil preserve views with no rear neighbors, situated on a quiet, low-traffic street. The home's entire exterior has been freshly painted (mid-Sept 2025), ensuring lasting durability for years to come. Inside, you'll be captivated by the breathtaking features. The gourmet kitchen boasts elegant granite countertops & a convenient double oven, perfect for entertaining. The cozy living room features a stunning fireplace w/gorgeous stone accents, creating a perfect space to relax. Multiple spaces allow for a home office, extra seating areas & more.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,453
Property taxesest. at asking price, Clay County$675
HOAbilled annually$8
Estimated total, before insurance$3,136/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $450,000 in April 2026(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$466,403$303,363—

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 901 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $124/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1090 Wetland Ridge Circle, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERYMay 2026$463,000$1535/2.53,02110.3
1353 Camp Ridge Lane, Middleburg, FL 32068Listed by STA REALTYMay 2026$400,000$1485/32,697450.5
4339 Song Sparrow Drive, Middleburg, FL 32068Listed by TRINITY REAL ESTATE III LLCJun 2026$383,000$1104/43,4791011
1344 Hawks Crest Drive, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEMay 2026$540,000$1436/33,774271
3839 Trail Ridge Road, Middleburg, FL 32068Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCAug 2026$500,000$1665/33,007811.1
1415 King Rail Lane, Middleburg, FL 32068Listed by GAILEY ENTERPRISES LLCJun 2026$500,000$1704/32,936611.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$460,000
Price / Sq Ft$127
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,622
Acres0.19 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryTynes
MiddleWilkinson

Community Information

Address1218 Wetland Ridge Circle, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionPine Ridge
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size8,276.4 sq ft
Parcel Number30042500806901422

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s), Water
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, In-Law Floorplan, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo

Additional Information

Date ListedSeptember 18, 2025
Days on Market167
HOA Fees$90 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: VENTURE REALTY CO, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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