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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a new construction home in Jacksonville.

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Sold

Sold·Closed Nov 19, 2025·51 days on market·Recent sales in Atlantic Beach

70 W 6th Street

Atlantic Beach, FL 32233

$570,000sold priceListed at $579,900 · 98.3% of asking$238/sqftMLS# 2106432
4
Beds
2.5
Baths
2,398
Sq Ft
2025
Built
2
Garage
No
Pool
No HOA5,227 sqft lotSingle Family Residence2 storiesNew construction

About this home

Atlantic Beach

🌊 Beach Life Awaits! 🌊 Beautiful 4BR / 2.5BA home just minutes from the beach—bike there in no time! Features include: ✨ Granite counters + white cabinets ✨ Stainless steel kitchen appliances ✨ RevWood waterproof, scratch-resistant flooring ✨ Balcony off the master suite ✨ Covered lanai + privacy fenced backyard Close to shopping, restaurants & more. 🏝️

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,157
Property taxesest. at asking price, Duval County$931
Estimated total, before insurance$4,088/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,705/yr · $142/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$570,000
$114,000
Loan Term
Monthly Payment
$3,157
Principal & Interest: $3,157
Property taxes (est.): $931
Insurance (est.): $380
Estimated Total Monthly
$4,468
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,698 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,705/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 29, 2025Listed$579,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $370/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1312 Jenks Court, Neptune Beach, FL 32266Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLCSep 2026$740,000$3704/21,999790.6
1821 Leeward Lane, Neptune Beach, FL 32266Listed by LATITUDE 30 REALTY LLCSep 2026$630,000$3384/31,863620.7
518 Rosebud Lane, Neptune Beach, FL 32266Listed by FLUID REALTY, LLC.Aug 2026$619,750$3563/21,74370.8
636 Camellia Terrace Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$735,000$2664/32,7671100.9
707 Cedar Court, Neptune Beach, FL 32266Listed by WATSON REALTY CORPSep 2026$890,000$5174/21,72041.1
397 Plaza, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$2,085,000$6934/43,010791.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$579,900
Price / Sq Ft$242
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,398
Acres0.12 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address70 W 6th Street, Atlantic Beach, FL 32233
Area233-Atlantic Beach-West
SubdivisionAtlantic Beach
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size5,227.2 sq ft
Lot Dimensions50x100
Parcel Number1708210005

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Wood
# of Stories2

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Front Porch, Patio
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 30, 2025
Days on Market51
Tax Amount$1,704.95
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RPB REALTY,INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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