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Sold·Closed Dec 2, 2025·57 days on market
228 River Drive
East Palatka, FL 32131
About this home
East Palatka
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering comfort, space, and scenic views of the St Johns River across the street. Inside, you'll find a cozy living room with a fireplace, perfect for relaxing evenings, as well as a versatile den ideal for a home office, playroom, or TV room. The spacious kitchen features stainless steel appliances and plenty of room for cooking and entertaining with bar seating and an adjacent dining room. A huge laundry room adds everyday convenience and storage, while the Florida room invites you to enjoy the outdoors year-round. The large primary suite has two closets and an attached bath with walk-in shower. Step outside to a lovely backyard, perfect for gardening, gatherings, or simply unwinding. Additional highlights include a whole-house generator, ensuring peace of mind in any season. Don't miss the opportunity to own this exceptional property that combines comfort, functionality, and a great location!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1965)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,683 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Spyglass beach accessabout 23 mi · 23 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 10 mi · 4.1 mi of trails
Closest public boat ramp
Deep Creek at County Road 207 Primitive Accessabout 9 mi · St. Johns River - Deep Creek
Closest grocery store
Aldiabout 20 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,571/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $145/sq ft; this home is listed at $161/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 226 River Drive, East Palatka, FL 32131Listed by HERRON REAL ESTATE LLC | Jul 2026 | $245,000 | $134 | 4/2 | 1,835 | 83 | 0 |
| 140 W St Johns Terrace, East Palatka, FL 32131Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $225,000 | $145 | 3/2 | 1,556 | 151 | 0.2 |
| 115 Sunset Point Road, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $530,000 | $332 | 3/2 | 1,596 | 16 | 0.4 |
| 200 Maryland Avenue, East Palatka, FL 32131Listed by US REALTY HUB | Dec 2025 | $269,900 | $176 | 3/2 | 1,536 | 101 | 0.6 |
| 105 Old Cherry Lane, East Palatka, FL 32131Listed by DUCK REALTY INC | Nov 2025 | $165,000 | $120 | 2/2 | 1,377 | 4 | 0.8 |
| 116 Lewis Lane, East Palatka, FL 32131Listed by CCARTER REALTY GROUP | Sep 2025 | $197,000 | $140 | 3/2 | 1,404 | 116 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER BEN BATES INC
Sold by: COLDWELL BANKER BEN BATES INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines