Sold·Closed Jul 10, 2026·83 days on market
226 River Drive
East Palatka, FL 32131
About this home
East Palatka
Well maintained home with scenic St. Johns River views in a quiet, safe neighborhood. Major updates include a new HVAC air handler (2022) with annual servicing, new hot water tank (Nov 2022), and septic pumped approx. 3 years ago with no issues. Interior and exterior freshly painted (Feb 2026) along with new door hardware and sliding door lock. Kitchen appliances including 5 burner glass top stove, oven, and microwave replaced within the past two years. Handicap accessible primary bath with newly installed bidet (Feb 2026). Enjoy the porch or bay window overlooking the river. Exterior features include a large 12 x 12 x 26 metal carport with 6 point storm anchors, privacy fencing with wide access gate, and lattice trash enclosure. Easy care stipple ceilings and ceiling fans throughout. Convenient to local amenities while offering peaceful river area living.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1964)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,695 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,111/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 15, 2026Closed$249,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $136/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 136 W St Johns Terrace, East Palatka, FL 32131Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2025 | $217,000 | $161 | 3/1.5 | 1,350 | 318 | 0.1 |
| 115 Sunset Point Road, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $530,000 | $332 | 3/2 | 1,596 | 16 | 0.4 |
| 130 W Louis Broer Road, East Palatka, FL 32131Listed by IHEART REALTY INC | Sep 2026 | $180,000 | $88 | 4/2 | 2,052 | 70 | 0.9 |
| 114 E River Road, East Palatka, FL 32131Listed by MAXREV, LLC | Aug 2026 | $75,000 | $57 | 2/1 | 1,324 | 10 | 0.9 |
| 110 Big Apple Road, East Palatka, FL 32131Listed by YOUR CHOICE REAL ESTATE | Jul 2026 | $244,999 | $172 | 4/2 | 1,428 | 243 | 1.1 |
| 108 Big Apple Road, East Palatka, FL 32131Listed by YOUR CHOICE REAL ESTATE | May 2026 | $243,999 | $171 | 4/2 | 1,428 | 219 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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